Buying online or making a product selection is challenging when you need to decide between the numerous products available with diverse prices and features. Additionally, there are brands and models, versions and upgrades, reviews and ratings, price lists, and so on. You may need to go through a thorough analysis to arrive at your final choice, and your final choice after this extensive research may not always be the best as you may agree. You...more
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Lets leave the politics of healthcare reform to one side and focus on a proposal to change the law to allow free market competition between insurers in different states. A policy consistently mentioned by the Republican party is to break the state monopolies in the insurance market. Since the 1800s, the individual states have claimed the sole right to regulate the sale of insurance within their own borders. Each state has asserted the right to license insurance companies and to set the terms on which they can conduct business. This has led to a patchwork of different sets of regulations with each state creating unique laws. In turn, this forces an insurance company to set up separate subsidiaries to trade in each state. No licensed company can sell a policy to someone who has a residence in another state. There was a brief moment in 1944 when a decision of the Supreme Court allowed the possibility of federal supervision. But the lawmakers in Washington immediately changed the law to retain state control. Why is this a bad thing? The national insurance companies have divided up the states between them and choose not to compete against each other. This keeps the number of insurance...more
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Copyright Shelley Vassall, 2010. Contact the author to obtain permission for republication.When You Buy a Teddy Bear By: Shelley Vassall About the Author www.mybigplush.com/store/Panda_Bear_Stuffed_Animals.phpwww.mybigplush.com (ArticlesBase SC #3483428) Article Source: http://www.articlesbase.com/ - When You Buy a Teddy Bear more
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