Connecticut Auto Insurance - What The State Demands Connecticut auto insurance laws are not so different from those of other states. There is a lot of emphasis on the protection of all those involved in a crash through basic car insurance coverages. Many people fail to appreciate what they can lose if they are involved in an accident and have to take care of liabilities without an insurance policy. Many have lost their homes,...more
Delaware Auto Insurance - Basic Facts To Know Delaware auto insurance regulations are very clear and are for the protection of road users from reckless drivers. To drive legally in Delaware, you would need to fulfill some requirements. Know these requirements and you can drive freely in the state.The state of Delaware requires that every driver purchases a minimum auto insurance liability coverage. The minimum required is popular...more
Learn How Auto Insurance Adjustors Deny Claims Generally you purchased car insurance for your automobile because it required in your state, and it is the right thing to do. If you are unfortunate enough to get into an accident with another driver, do you ever think about what their insurance situation may be? Chances are, at some point following the accident you will be dealing with the other driver's insurance provider.Never let yourself believe that an insurance company has your best interests in mind. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance adjustor's job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit.Insurance adjustors deploy tactics that allow them lessen your accident claim. Three tactics to be aware of include:- Recorded statements: Insurance adjustors love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let's say, one day following the accident, only your neck hurts; however, you later...more
Florida Auto Insurance - State Required Cover Florida auto insurance minimum cover required by law is one of the low ones especially if you compare them with those of states like Alabama, Alaska etc. If you intend to drive legally in Florida, you should know what these state required minimum coverages are.First, the state requires a...more
Georgia Auto Insurance - Important Facts Are you a driver in Georgia? Then you need to know about Georgia auto insurance laws and regulations. This state has one of the higher minimum required coverages for drivers in the country. Let us look at these requirements.Like many other states, Georgia requires a minimum liability coverages...more
Hawaii Auto Insurance - Meeting The Requirements Of The Law The state of Hawaii demands from every driver who intends to drive in the state a minimum level of liability coverages covering bodily injury and property damage. You would do well to know these requirements so you do not find yourself on the wrong side of the law.The purpose of these minimum requirements is to protect other road users from careless drivers. Here are the coverages required by law in the state of Hawaii:1. There is a minimum state required bodily injury liability coverage of $10,000 per person in an accident.2. Still with bodily injury, there is a required minimum of $20,000 in coverage per accident.3. The state also demands a minimum property damage liability coverage of $10,000 per accident.The above are merely what the state demands as your minimum coverage. It is by no means the ideal amount of coverage you would need. In fact, you are advised to get more cover so that you can have more liability cover and also cover for yourself too.In most cases, the coverages listed above would only cover the victims of the accident in which you are at fault. Without more cover, injuries to you and...more
Idaho Auto Insurance - Obeying The Law Idaho auto insurance issues are no different from other states. The state has looked at ways of ensuring that road user are protected from careless and reckless drivers. Their solutions is to...more
Illinois Auto Insurance - Rules Of The State Illinois Auto Insurance issues should be taken seriously by any driver who wishes to drive without having run-ins with the law. It is always safer to be on the side of the law than on the...more
Indiana Auto Insurance - Know And Be On The Safe Side If you are a driver who drives in Indiana or intend to and you want to know about Indiana auto insurance laws and requirements, you can start here. Read on...For any driver who...more
Iowa Auto Insurance - Basic Information It is interesting to note that in Iowa state, you are not required to have auto insurance before you can drive legally in the state. More interesting however is the fact that to be able to drive...more
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How Your New York Auto Insurance Works How New York auto insurance works is simple. Drivers buy an insurance policy protecting their financial future for a set amount of money. When there is an accident or a claim, the insurance...more