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When Auto Insurance Rental Car Coverage Is a Must

When Auto Insurance Rental Car Coverage Is a Must Among the many options of coverage associated with auto insurance rental car coverage is one that the consumer should make an educated assessment of their personal situation to see if it is a wise choice of coverage. Many times it would not be recommended but in certain situations it is considered a must.Rental car coverage is not offered on all policies for all vehicles. Many times the...more

California Full Coverage Auto Insurance

California Full Coverage Auto Insurance In California many drivers on the road are under the impression that they have a full coverage insurance policy. This is not the case. There is no such thing as full coverage. All insurance policies that are sold in the state will have limits of coverage on them. When involved in an accident the insurance company will only pay up to the limits that were on the policy at the time of the loss.  The...more

Auto Insurance Roadside Assistance

Auto Insurance Roadside Assistance Many auto insurance policies have the option of carrying roadside assistance coverage. Roadside assistance protection is designed to assist client immediately when they are in need of a tow truck, jump start, lockout service, or tire change. Many times the customer will have a dispatch telephone number that they can call that is available 24 hours per day. The dispatcher will then call the nearest company that they have contracted with and request that they assist the client.There are many limitations that are associated with the use of roadside assistance. Often the program will have a limit on the distance that the service can be used for. The industry standard is around 15 miles per disablement. Any additional distance needed will need to be paid for from the consumer at the rate that the tow truck company charges. There a commonly a maximum amount of disablements per policy period as well. Many companies will limit the amount of time that the insured could use the service to 5 or 6 times during the policy period.Roadside assistance should not be confused with towing reimbursement coverage. This coverage is designed to reimburse the...more

Auto Actual Cash Value Coverage

Auto Actual Cash Value Coverage Whenever comprehensive and collision coverage is selected on a policy the vehicle is covered up to the actual cash value unless otherwise stated. Some policies are written as stated value such as commercial auto policy that have vehicles that are significantly altered from their original condition or classic...more

Consumers Should Shop Auto Insurance Rates before Buying a Car

Consumers Should Shop Auto Insurance Rates before Buying a Car Some vehicles can cost fifty percent more to insure. Rates can vary by year, make, model, and sub model. It will always be in a consumer's best interest to shop their auto insurance rates prior to purchasing a new vehicle. Prices are generally higher on two door models...more

Will Traffic School Keep Auto Insurance Rates Down?

Will Traffic School Keep Auto Insurance Rates Down? Take the traffic school. One additional ticket on a driving record can make a significant increase in rates. In California, drivers are only generally offered the option to take traffic school for one moving violation within an eighteen month period.If the driver has already have one violation or a chargeable accident within the last three years then the increase in your rates could be detrimental. The combination of a chargeable accident and a moving violation or two moving violations within three years will make consumers lose your good driver discount. The insurance premiums will increase on the next policy renewal or the next time that the consumer changes insurance companies. The good driver discount is 20 percent for most insurance companies.Drivers also need to take into consideration that they will receive a surcharge for the additional ticket as well as lose many options for insurance companies. There are many insurance companies in the standard market that only accept California good drivers. If drivers are given the opportunity to take traffic school for a moving violation that was received it could be the best...more

How Much Auto Insurance Coverage Should Drivers Carry?

How Much Auto Insurance Coverage Should Drivers Carry? For auto insurance, policy holders are only covered up to the financial limits that they purchase. Traditionally, clients are advised to review their assets when choosing coverage limits....more

Information On Insurance Related To Workers Compensation In Anderson, South Carolina

Information On Insurance Related To Workers Compensation In Anderson, South Carolina Workers compensation is a form of insurance that provides medical assistance to an injured employee in exchange for the right to sue the employer for...more

Types of Cruise Ship Injuries

Types of Cruise Ship Injuries Cruise ships offer multiple opportunities for injury, but unlike injuries sustained on land, filing a personal injury claim against a cruise line is a complicated and difficult process. An injury attorney with...more

Consider These 8 Essential Auto Insurance Coverage

Different types of auto insurance include rental, liability, emergency tow, collision, dismemberment, comprehensive, accidental death, uninsured, under insured, etc.The use of Auto Insurance Leads makes it easier for insurers to promote their...more

Common Offshore Drilling Rig Injuries

Common Offshore Drilling Rig Injuries With more information coming out every day about the BP oil rig disaster, Americans are finding an increased interested in the dangers associated with offshore drilling rigs. Not only do offshore drilling...more

Information to Know When Auto Leasing

Information to Know When Auto Leasing An option for a person who needs a car and does not want to spend much in a car payment is car leasing. Agreements in leasing can be confusing, this is why it is vital to do your research before signing a...more
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