Several different factors can determine how much you pay for your Florida car insurance. Insurance providers each have their own rating system that is used to determine insurance rates. A person's age, gender, driving experience, occupation and driving record are all taken under consideration. The make and model of the vehicle being insured also plays a large role in the price someone pays, and if the vehicle has ever been involved in an accident...more
If you think it seems like it's getting harder and harder to find affordable car insurance in Nevada you're not alone. Car insurance premiums have been going up all across the state, even for drivers with good driving records who have never filed a claim.It has gotten so bad that some drivers are contemplating driving without auto insurance - but don't you be one of them. Automobile insurance is mandatory if your drive a car in the state of...more
New York is a no-fault automobile insurance state and requires insurance in the car owner's name to issue current vehicle license plates. To protect its citizens the state requires all drivers to be financially responsible; this is done through mandatory insurance requirements. These requirements include insurance for uninsured motorists, liability and no-fault personal injury protection with a certain minimum dollar value. To fully protect themselves auto owners may add other New York auto insurance coverage or increase the amount of mandatory insurance they carry. Getting a New York auto insurance quote for uninsured motorist coverage is easy. This coverage protects the driver and passengers in a car if a motorist who is uninsured injures them or a hit-and-run driver. This insurance only covers occupants of the car or pedestrians; damage to the vehicle or other property is not covered. Liability insurance protects the car owner and the driver against claims from someone injured or from property damage. The minimum state required limits are $25,000 for bodily injury, $50,000 for death of one person, $100,000 for the deaths of two or more people and $10,000 for property damage per...more
Buying car insurance involves a lot of ground work, especially for those in search of a good deal. If you are looking to purchase auto insurance in Florida, here are some tips and pointers that will help you make an informed decision.To start off with, each state has its own minimum insurance coverage requirements, for Florida this stands at ten...more
Car insurance can be a tricky thing to find and to know how it works. There are many people out there who do not even know where to start when it comes to this. The fact is that the law requires it in many states, so it pays to know where to find the best rated car insurance.In many places, having a car insured is required by law. Almost every...more
Due to the fact most states in the United States make car insurance mandatory, you have to have insurance on your car or you risk losing your license. There is also the fact that the standard $15,000 bodily injury minimum is not always enough. It is not enough because medical expenses are high and, if you were at fault in an accident that inflicts bodily injury upon someone, you would have to pay the difference between the $15,000 in coverage you have and the actual cost of their medical expenses. That is why when you want to save money on your vehicle insurance you need to take advantage of online auto insurance rate quotes.Getting quotes for your online auto insurance rate is all about finding the right insurance company with the right rates. Not everyone can afford extremely expensive car insurance but cannot afford the liabilities that come with an auto accident either. That is why you need adequate protection.When looking for the right amount of protection, you have your choice between liability coverage (covers bodily injury) and full coverage (damage to your car due to acts of nature, etc., bodily injury, and a host of other protections). Full coverage is usually required...more
Insurance is something that is necessary for people from all walks of life. It is a tool that helps you to prepare for any unexpected happening. If you happen to own a vehicle delivery service, you may be in need of a vehicle delivery insurance...more
Many drivers forget about the simple fact that the car make and model of the vehicle they drive strongly influences the final insurance rates they are charged with. In fact, it's the most crucial variable when calculating insurance rates. And it...more
A: Nearly all states in the US legally require all drivers to have minimum amounts of liability coverage with their vehicles. In each state the minimum amounts of liability coverage are different, and not meeting these requirements usually leads to...more
Whether you drive a huge sixteen wheeler truck, a regular car or van, or even a motorcycle, you still require insurance before you are allowed on any public road in the UK.The actual type of insurance you require will depend not only on the type of...more
If you use your van to conduct any form of business which results in you receiving compensation, you are not entitled to drive it on regular private insurance. If you do, and you get caught, your existing insurance policy will become invalid and...more
Whether or not your vehicle is used for business, you are still required by law to have insurance. Of course even if there was no such law, any responsible business owner would still take it upon themselves to make sure one of their most important...more