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Your Occupation and Your Auto Insurance Rates – Why Do Some Occupations Pay More For Car Insurance?

Your Occupation and Your Auto Insurance Rates – Why Do Some Occupations Pay More For Car Insurance?

Is it really true that some people a cheaper auto insurance rate easy to get on the basis of their work can

? What is the relationship between work and your car insurance rates? Is it fair charge for the higher car insurance premiums to the people in certain "higher risk" work occupations? These are all important questions to ask for all, especially those who work (most of us!) How many people do not realize thattheir profession is one of the factors that many insurance companies put their motor insurance prices as a basis.

- Auto Insurance

The world of the professions is a very broad term. Not only that label professions who you are and what you do for a living, but now they have a lot with how much you pay into the insurance business. Life insurance is an important example of this type of occupational division. High risk occupations such as construction workers, miners andsome other professions in which the person is in danger of death and injury on more expensive premium in comparison to those in which the person is sitting behind a desk all day. Many people do not believe that this is the task of the motor vehicle is insured, but it's my job, so they know they are very disappointed. There are certain professions that a large degree of attention to automobile insurance, while some others are really at high risk for carInsurance companies. Below you will find be able to see where your work belongs, and whether to try it in your advantage or against you at the time to get car insurance.

- Auto InsuranceYour Occupation and Your Auto Insurance Rates – Why Do Some Occupations Pay More For Car Insurance?


Given on the basis of the 2006 Report crew comparisonmarket.com the following are the 63 occupations starting with the cheapest one, at car insurance for you and ending with the most expensive.

1 Scientist $ 870.20

2Retired $917.63

3 Currently not working $934.10

4 Pilot/Navigator $965.94

5 Disabled $968.14

6 Actor/Performer/Artist $971.10

7 Librarian/Historian $1,008.86

8 Farmer $1,015.62

9 Student $ 1,028.96

10 Public Official $ 1,068.83

11 Design Services $ 1,070.87

12 waiter / bartender / host $ 1,071.25

13 Engineer $ 1,087.56

14 Athletes $ 1,088.29

15 Home Maker $ 1,091.73

16 Instructor / Coach / TA $ 1,098.86

17Breeder / Groomer / Trainer $ 1,102.83

18 Clerk / Checkout $ 1,105.93

19 computer science / mathematics / research $ 1,110.15

20 Chief / Baker $ 1,114.89

21 Teacher / Dean / Educ Degree $ 1,121.15

22 Machine Operator $ 1,126.34

Architect 23 $ 1,130.71

24 Machinist / Toolmaker $ 1,131.33

25Marketing / Advertising $ 1,135.33

26 Cleaning / Janitorial $ 1,136.02

27 Mechanic $ 1,138.33

28 repair / maintenance $ 1,142.89

29 Null $ 1,146.46

Military Officer 30 $ 1,147.96

31 Craftsman / Manufacturer $ 1,150.80

32 Customer Service $ 1,151.92

33Other Prof w / Coll Degree $ 1,156.33

34 Construction / Skilled Worker $ 1,159.93

35 Technicians $ 1,160.09

36 Other No College Degree $ 1,181.74

37 Bank / Transportation / Office Staff $ 1,190.75

38 Nanny / Caretaker $ 1,193.97

39 Military E5 + $ 1,196.27

40 Admin Asst. / Secretary $ 1,209.26

41 clergy$ 1,209.72

42 Driver $ 1,209.94

43 Health Care Worker $ 1,212.75

44 Financial / Ins Prof w / Degree $ 1,213.17

45 Barber / Beautician $ 1,214.47

46 Sales / Real Estate $ 1,215.04

47 Government GS1-GS5 $ 1,215.50

48 Self Employed $ 1,217.59

49 ProfessionalWorker $1,219.49

50 Security/Prison Worker $1,227.74

51 Administrator $1,229.80

52 Supervisor/Asst. Manager $1,231.67

53 Manager/Director $1,240.14

54 Government GS6 or higher $1,262.45

55 Police/Fire other $1,264.62

56 Medical Doctor/Dentist $1,277.63

57 Military E1 to E4 $ 1,294.69

58 CPA / Comptroller $ 1,301.36

59 Police / Fire Department Lt. / Cptn / Chief $ 1,314.88

60 Nurse $ 1,316.40

61 Lawyer / Attorney / Judge $ 1,370.39

62 Executive $ 1375.38

63 Business Owner $ 1,405.11

There is a good explanation for each of the following professions and why they rank in the top orbottom of the table. Let's start with the top and why scientists, retired people and pilots or navigators rank up there. When you are a scientist your significant research is done in the home or at a company that pays you to be meticulous and find valuable information. This people often take those careful practices that they learn from work and use them on the road. Scientists are thought to be careful individuals that think things twice and always pay full attention at the actions that they do. For this reason, they tend to be better drivers out there than in many other professions and for those reasons, they average premium is directly situated at $ 870 per month.

Subsequently, the Pensioners' comes with a premium of about $ 917 per month. Retired people do not do much all day, and many of them do stay at home watching TV or things to her house. Sometimes they are going to go and decide to grocery and other places to stay, the places around them, however, shortlyDistances, so there is less likelihood that these people get in a car accident when they do go on. It is good that many retired people who travel a lot, but this is an average of all the retired people and there are a lot of what we as "baby boomers" in our population, the majority of retirees follow the pattern above described.

http://www.autoinserance.pannipa.com/2009/10/09/your-occupation-and-your-auto-insurance-rates-why-do-some-occupations-pay-more-for-car-insurance/

Your Occupation and Your Auto Insurance Rates Why Do Some Occupations Pay More For Car Insurance?

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Your Occupation and Your Auto Insurance Rates – Why Do Some Occupations Pay More For Car Insurance?