Skiing is a lot of fun, but it can be dangerous. Before you hit the slopes, make sure that your medical insurance is up to date because a single trip to the emergency room can be thousands of dollars.
Most young people are very healthy. As such many of them don't have health insurance. This is fine for normal every-day living. But if they do a dangerous activity such as skiing, they need to have something in place just in case. Regular insurance policies can be a hassle to get. People might need to see a nurse, wait weeks for approval, and it might be expensive. Many skiers have turned to short term health insurance plans as a cost effective model for covering their limbs on a skiing trip.
Short term health insurance plans are inexpensive major medical plans that are approved by the department of insurance. Everything is covered on these plans subject to a deductible and co insurance. The idea is that if anything happens to an insured person, there is a cap on the amount they will need to pay to get the health care treatment they need. While we hope everyone stays healthy and has a great time, it is always possible that they get injured and need to spend some time in a hospital.
It takes less than five minutes to apply for these plans so many people purchase the insurance on their way to the slopes. It can be in place by midnight of the day you apply and cards and policy packets are sent right away through email. You don't have to wait for cards in the mail or a person to approve you. The cost is the most affordable of any type of medical insurance.
In conclusion, have fun this ski season and let it all hang out! But when you do, make sure you have protection for medical expenses just in case with short term health insurance plans.
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Young Skiers Need Short Term Health Insurance New York City