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Why Should I Have Mexican Car Insurance When I Travel To Mexico.

Why Should I Have Mexican Car Insurance When I Travel To Mexico.

There are basically 2 reasons that folks give to not purchase Mexican car insurance and both of those reasons a fraudulent

. I'm going to tell you why here.

The first reason that people give is they will traveling in the free zone and do not need a brief automobile importation permit ; 1 they don't need to arrange insurance. The indisputable fact that you do not need to purchase the permit and so prove that you have insurance while in the free area is definite, but that doesn't mean that you do not need insurance.

This would be an identical argument to purchasing insurance in the united states only because you need to register your vehicle. There are some individuals that do arrange insurance for the one month out of the year that they should replenish their registrations, and the remainder of the year they are uninsured. That could be a somewhat rash and cavalier perspective towards others. It is insurance that would pay the damages that we cause others and their property, and without it we would not have the money to make amends or to be responsible people. You're a responsible and honorable person, and so wouldn't think about driving while uninsured, so why would you behave differently in Mexico?

The other debate that folk have about not purchasing insurance in Mexico is the fact that many US and Canadian insurance carriers do provide limited coverage inside Mexico. The fact that it doesn't matter is really because the coverage provided is in fact limited, and limited in one or two different ways. I am going to speak often because not all insurance carriers provide coverage in Mexico, and the policy provisions would be different for every carrier. Often the insurance provided covers only in the first twenty five miles of the US and Mexico border, and that means that if you travel twenty-six miles into Mexico you are all of a sudden uninsured. Why Should I Have Mexican Car Insurance When I Travel To Mexico.


in addition, the cover doesn't provide legal aid coverage as is required in Mexico. The policy is designed to protect you under the united states legal code and not the Mexican one. Legal aid coverage provided under most Mexican car insurance policies is what's wanted to stay out of jail in Mexico. If you cause an accident in Mexico and there are serious damages you will be incarcerated until you can prove that you have got the means to reimburse the damages. Your present carrier can't prove that they may repay the damages until they in truth do pay for the damages. That means that you are going to be sitting in prison until payment is received and processed, and that process could take up to a couple of months.

Do yourself a favor and avoid the headache, bother, and trouble ; purchase your Mexican car insurance before you travel to Mexico. It will bring you the reassurance that you need to enjoy yourself. It is money spent well.

by: Chance Smith
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Why Should I Have Mexican Car Insurance When I Travel To Mexico.