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Why Not Make Credit Card Payments Online

Why Not Make Credit Card Payments Online

Making credit card payments online happens all of the time

. Some individuals absolutely love that they need not step outside of their houses to buy the items they need and want both for themselves as well as their family members. However others are novice to using a credit card online. Here we look at some ways to protect yourself and to prevent online credit card fraud and identity theft from happening to you or anyone you love.

If you are the type of person who prefers not to use cash in the real world then you will find it easy to make payments online using your cards. In fact you will probably be hooked in no time! Shopping in the virtual world is a definite plus for those who have difficulty getting out to the shopping malls and/or for those who find it hard to find time in their busy schedules to shop.

clicking on links that you get sent through your e-mail. These sites could be phony and may have been set up with the sole purpose of stealing your private credit card information. What you should do instead is to type in the proper URL in your Internet browser which will take you to the real website.

When you decide to use your credit card online to make a payment you do not have to have the funds in your bank account at the moment of purchase. Instead you are being extended credit by the credit card provider. In essence this is a small loan that you must pay back on a monthly basis. In order to make this financial arrangement legally binding all that is required is your signature.

It is possible that a public computer with a public network could have what is known as keylogger software. What this software does is it captures all of the keystrokes you make. This would include your login information as well as your credit card information. This is what you want to avoid. It is even possible that your private information can be stolen when you use your laptop on a public wireless network. Stay safe and do your shopping online at home.

Always make sure that the website link you are on when you are planning to disclose personal information such as your credit card number is secure. How can you do this? It is simple really. At the beginning of the link look for https:// as opposed to what you see at most websites which is http://. The s in this case means that the site is secure. Remember that- s stands for secure! If you see http instead of https then do not give your credit card information at the website under any conditions!

Do not be hasty about using your credit card number online at a website you have never shopped at before. This is especially the case if it is a relatively new business. Before you submit any of your private information to the website you should read over the privacy policy. By so doing you will have a clear understanding of how the information you provide will be used and you will also come to learn if your information will be shared and/or sold to other businesses. If you do not like what you read then do not shop at the site.

As well approximately 2.2 billion pounds of toxic chemicals caused by the production of paper would not be released into the atmosphere and the waste in landfills would be reduced by as much as 1.7 billion pounds annually.

by: James A Jackson
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