What You Need To Know About Insurance In Baja, Mexico
Traveling throughout Baja, Mexico can be a thrilling adventure
. Ensure your Baja travel adventure is enjoyable and does not suffer unnecessary interruptions by health or automotive mishaps. If you plan to drive from the U.S. to Baja, be sure to purchase insurance that covers while driving Baja roads and highways. U.S. insurance coverages seldom extend into Mexico, and even when they do, Mexican officials do not accept U.S. insurance as proof of financial responsibility.
Purchasing a policy for the specific dates you plan to visit Mexico through a Baja insurance agent ensures that you will have the proof required by officials.
In addition to Mexican auto insurance, purchasing travel health insurance is also a wise option for visiting foreigners. Mexico has different health care systems from the U.S. A Mexican insurance policy, which covers travel health expenses, can help you navigate this very different system. Additionally, if your current health insurance does not cover out of the country care, your Mexican insurance policy will. While everyone always hopes their vacation will be full of fun and frolic, unexpected illnesses strike, even on vacation. The peace of mind knowing the expenses will be covered regardless may not prevent illness, but it sure can make it easier to bear.
There are other insurance questions to consider when traveling to Baja, Mexico. For example, if you plan to rent a house during your stay, rather than secure a room or suite in a local hotel, ask the rental agency about the current insurance on the house. Baja homeowners insurance may or may not cover damages or liability for injuries if the property is a rental. It is better to know ahead of time if accidents or injuries are covered under insurance, rather than waiting until you slip on a loose rug and fall down the stairs.
Insurance, both in the U.S. and in Mexico, is intended to cover unexpected expenses such as medical care and property damage. Knowing all the facts and covering all the bases in terms of necessary Mexican insurance prior to your trip can save untold headaches later. You can purchase Baja travel health insurance and auto insurance online before you leave. You can inquire about what is covered under Baja homeowners insurance before signing a rental agreement. You can do all of this from the comfort of your home so that when you arrive in Baja, all you have to worry about is which beautiful site to see first.
by: Gary Nichols
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