What Steps Should Be Taken If A Child Looses Its Identity?
Protecting the identity of your children is just as important as protecting your identity
. The reason is that it could be years before your child discovers that their identity has been compromised and by this time their credit and name would all be ruined. There are several reasons for child identity theft which can be same as that of any normal id theft.The thieves might just steal identity for personal gain and live with their identity. Right when your child is born it is important you take steps to ensure that your child's identity is protected as it would become very hard for them to live when they grow up. There are some important steps you should take to prevent your child from being the victim of id theft.
Protecting your child's identity
Make sure you don't offer information about your child to anyone who needs it for no reason. This also all the services you engage with either online or through the telephone. This means that a stranger or some relative might have the date of birth of your child or even their social security number with the information you provide.
They can use it to establish several phone services and when the bill would finally default the telephone company would soon report to the credit bureau and this can lead to blemish on your child which can stay for nearly five to seven years. Additionally, after this gets on their credit report it might also become difficult to remove it. Therefore protect their information simply by not sharing it any stranger or distant relative.
Steps to protect your child's identity
However there are some places where it becomes mandatory to provide information about your child such as their school. You should ensure that the NO box containing information about your child would be shared with another business or person.
This will also help you keep a track of the people having the information in case you find out in the future that your child's identity has been stolen. You should also ask the person who needs the information as to why the need it. They might probably need only the last four digits of their social security number. This can help you reduce the risk of counterfeiter who steals the information when you ask the reason.
You should make it a point to frequently check with the credit bureau to ensure that your child does not have any credit report. There must not be any repot until the child has reached the legal age in your state when they can personally apply for credit.
Therefore until them you should safeguard the identity of your child by being conscientious about who has access to the information. As protecting your own identity is important so is your child's. You can even get help from specialized services providers in monitoring your child's identity for a minimal monthly fee. When you find some fraudulent activity in your child's information and identity make sure you instantly inform the police and the authorized agencies.
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