What Are Some Common Expenses Covered By Critical Illness Insurance?
Critical illness insurance is designed to supplement and support your existing health insurance
. Whether you have major surgery or are diagnosed with a serious and life-threatening illness, your policy goes into effect. Once you receive your payment, you can use the money to pay for both medical and non-medical expenses associated with your illness.Co-Pays and Deductibles: If you have been diagnosed with a long-term or critical illness, there is an excellent chance that at least some of your doctors and specialists will be out of your network. These visits often result in much higher co-pays, which translate into a higher out-of-pocket expense for you. Other medical-related expenses include prescription costs, the costs associated with diagnostics (like labs and blood draws) and surgical expenses, like operating room fees and recovery costs.
Long Term Care: After surgery, many patients will require inpatient rehab at a rehabilitation facility. While many of these costs will be covered, there are other associated fees that will be billed directly to you. In-home therapy (physical, occupational or speech) may or may not be covered by your standard insurance plan. Mobility devices, like walkers and wheelchairs, are additional expenses.
Travel and Transportation: Standard insurance may not even cover the full cost of an ambulance ride to the emergency room. Gas, taxis, parking and even airfare can be covered by your critical illness insurance. If you are required to travel for treatment (to a burn unit, for example), hotels, food and other incidentals will also be paid for by your policy.
Living Expenses: A critical illness, major accident or surgery may result in lost income from reduced hours at work. There may be an increased demand for childcare before, during and after the hospital stay. Hand rails, ramps and handicapped-equipped bathrooms are costly renovations and your supplemental insurance policy will make sure everyone stays safe at home. Critical Illness Insurance lets you use the money at your discretion, making sure everyone is taken care of for the length of the illness and recovery.
A supplemental insurance policy is designed to help you make ends meet when you need it most. You need a simple solution that offers peace of mind, and CancerPlans.com provides more options for more illnesses than just about anyone on the web. Visit our website and take some time to see which insurance options are available to you, and then apply for a policy in the privacy of your home or office.
by: cancerplans Choose The Best Doctors In Kolkata Download A Legitimate Appearing Fake Doctors Note Questions That Help Your Doctor Determine If A Hearing Aid Is Right For You How To Find A Local Doctor Find The Best Doctors In Bahrain Now Why Outpatient Treatment Centers Are Important For A Recovering Addict Meet The Doctor Of All Pc Problems Simplifying The Treatment Procedure San Antonio Eye Doctor Cares For Eyes The Hearing Aid Is An Effective Treatment Exactly What Is Doctor Page? Hearing Aid Coverage Through Your Health Insurance Policy Have A Health Insurance Plan Always