Weddings Cost A Fortune, Protect Yours With Wedding Insurance
What is the perfect wedding?
Everyone wants their own perfect wedding and everyone's idea of the perfect wedding differs. One couple may decide that their perfect wedding should take place in the sun beside the ocean and on the white sand of the Caribbean. Another may think the perfect wedding is to get married in the beautiful Swiss Alps or maybe in a small village here in the UK. While all weddings differ, they do have something in common and that is they are very expensive and no matter how well planned and thought out the wedding, things can go wrong.
What could possibly go wrong?
Take into account the number of vendors that you have hired and are relying on. Typically you may have booked;
Florist;
Live band or DJ;
Food for the reception;
Wedding transport;
Bakery for your wedding cake;
The hair stylist;
The venue for the reception;
The photographer.
All of these vendors will have made a huge dent in your savings. You may have only paid deposits for them or you could have paid off the whole bill to get it out of the way. You rely on all of the above to make your day something special. But give some thought as to how you might manage if say the wedding transport did not turn up and you ended up going to church in the back of your dad's old car. What if the dress makers went out of business or they suffered a fire and your wedding dress was ruined? Any of these could make your wedding day a day from hell and be the cause of you losing a great deal of money.
However if you had the foresight to have taken out wedding insurance you may be able to claim on the insurance and at least not lose out financially. Consider for a moment that something happened and your wedding had to be postponed.
Imagine that two days before the wedding everything has been paid for and you are just waiting for the big day. You get a call late one night from your finances father to say they have rushed him to the hospital with appendicitis. There is no chance that he will be able to get up onto his feet and make it to the church. There is nothing else you can do but rearrange the wedding for another time. You may lose out substantially financially if you cannot recoup the costs. With wedding insurance you are able to claim up to so much money towards money you may have lost. Now all you need to do is wait for the groom to get back on his feet and choose where to rebook the wedding and when and hope that your vendors are able to fit you in.
by: Adam Leyton
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