Understanding short-term car insurance
Short-term insurance are applicable to an individual that uses a car for only a short period
. The limited period of car use makes a long-term insurance impractical. The importance of short-term car insurance therefore should be understood to allow part time drivers avoid spending too much on long-term insurance. Some of the basic information about short-term car insurance is enumerated below: How this type of insurance works Short term insurance covers you when you are using a vehicle on a temporary basis. This includes instances like renting and borrowing a vehicle. Its coverage covers a period of one day to six months, based on the driver's needs. The premium is either collected in advance or every month. Short-term car insurance includes liability insurance, physical damage, and other types of coverage. The premiums involved are lower compared to long-term insurance. The policy can be cancelled anytime just by submitting a written request of cancellation. How to get this type of insurance You can obtain short-term car insurance both from online and offline sources. Search for the best rate offered and apply for it before driving a rented or a borrowed car. Reasons for getting short-term car insurance The common reason for getting this type of car insurance is the limited period where the driver would use the car. The type of insurance is usually used for cross-country trips or for protecting a stored car from any physical damage it might obtain. Conveniences of getting short term insurance and gmac auto financing Short-term car insurance is convenient since adding a particular driver to a long-term insurance involves a lot of paper works and consumes more time. In addition to this, this type of insurance has a time limit but the included coverage is unlimited. This also saves you from losing the no-claim benefits of the long-term insurance in case the driver who rents or borrows the car is involved in an accident.Understanding short-term car insurance
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