Primary liabilty truck insurance for trucks is mandatory by law for all truckers. The insurance covers for any damages, injury and fatal accidents the truck may be involved in. It is a prerequisite for any truck driven on Australian roads be covered by this insurance cover. Additional cover is left to the prerogative of the trucker depending on the nature of the trucking business. This may include covers such as cargo insurance, general liability truck insurance and non-trucking insurance. These insurance covers offer comprehensive cover plans that would otherwise have proved very expensive to the trucker. A trucker can simply lodge truck insurance claims and is compensated for any loss suffered or afflicted on another party with the right insurance cover.Truck insurance claims follow specific set procedures by the respective companies offering them. The truckers should familiarize themselves with these procedures and processes in order to lessen the time consumed in claims processing. Lack of the relevant information and the accurate details have always lengthened the claims procedure to the displeasure of the truckers making claims. In retrospect, it is the truckers themselves who can easily hasten the procedure by providing all needed information accurately.The very first thing that a trucker requires to do before lodging a truck insurance claim, is to report to the nearest police or authority on the occurrence of an accident, theft or damage involving his/her truck. This will guarantee that the process is fast and efficient. The next and immediate thing to be done is the information given to the concerned insurance company. Most of the insurance companies need truckers to fill in insurance claim forms with the necessary details. Such informations include Insured's name, policy number, Date and time of risk occurrence and details of loss suffered. The insurance company will also ask for a police report. The insurance company needs to conduct its own investigation before processing the claim to ascertain that it is within its policies. This can only be assured if the insurance claims are filled and forwarded to the insurance company in due time. The trucker can then rest assured that the processing will be executed swiftly and efficiently.Truck insurance claims can be easily found over the Internet. The companies provide electronic insurance claim forms that truckers simply fill in and send, with copies of relevant documents attached. A trucker that has lodged a complaint must keep constant communication with the insurance company to receive updates on the progress of their claims.
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