Travelling To Schengen Nation. Do Not Forget To Take Travel Insurance Plan
Schengen Visa Travel Insurance is mandatory for those who are planning to visit Schengen countries
. Without a travel insurance coverage, you will not be able to travel to any Schengen country.There are a total of 25 countries within Europe that require a Non US traveler to apply for Schengen Visa. These European countries are Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Hungary, Iceland, Italy, Greece, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland.
Whenever a traveler applies for a Schengen Visa, he/she must also apply for travelers insurance simultaneously. The time period of the travel insurance must be from the time they land in the Schengen Country until the period they exit from the country.
The validity of a Schengen Visa is from 14 days to 90 days and hence even the travel insurance plan must be within the same time frame. It can be extended as and when the traveler renews their Schengen Visa after the completion of their stay. The minimum amount of travel insurance to be taken is $37,500 for any of the above mentioned 25 Schengen countries.
The insurance covers emergency medical expenses such as prescription of drugs, trip cancellation, lost baggage, trip interruption, delay in baggage and even accidental death. The travel insurance does not cover pre existing medical conditions.
While applying for travel insurance with any insurance company, it must be noted that the insurance company must have a representative office in any of the above listed 25 Schengen countries. And the validity of the insurance must be for the number of days a travel wish to stay in the country.
There is no need for visitors to undergo any pre-medical examination before taking a travel insurance policy. Here we will provide you with an example of the amount of premium to be paid. For a policy cover amount of $50,000 per couple who are both aged 25 years, will be $79 for both which is valid for 1 month. Benefits include ICU expenses, hospital expenses, drugs, surgery etc. upto the sum assured amount.
Incase you prefer traveling to France or any other Schengen Visa countries, you can find out more by clicking this link regarding travel insurance for France.
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