Travel Insurance For Students
Travelling has become one of the integral parts of todays life
. Everybody needs to travel some place or the other every now and then. However, there can be circumstances wherein one can fall into various problems. This can be especially troublesome students who are comparatively inexperienced. In such situation, Students Travel insurance Plan comes into play.There are various packages of Travel insurance that are specially designed for students in order to cover the possible risks involved in their travel and ensure their smooth stay. These Travel insurance Plans are customized to suit all the requirement of the students and suit the period of their stay.
These are very cost effective and are available at almost 1/3rd cost if bought from the country of visit. Most of the Universities in foreign countries require mandatory Travel insurance coverage for their students. Hence it is advisable for students to get insured before stepping out of their country.
Generally, the tenure in Travel insurance for students is the same as the duration of the stay. However, if one wants to avail an extension, it is easy to do so online in a digital signature format.
The biggest advantage of Travel insurance for students is that it doesnt require any medical-check-up and covers health with 24-hour cashless accurate emergency services. Such Insurers would have global tie-ups with international health groups for covering all kinds of medical emergency services.
The Travel insurance for Students covers the following risks:
1. Accident coverage and coverage towards Medical expenses
A Travel insurance policy covers hospitalization and medical expenses by offering cashless hospitalization facility. It is advised to the insurer to avail this facility beforehand. These plans cover inter-collegiate sports injuries and nervous disorders. Immediate medical attention from any of the network of hospitals, daily allowances for certain number of days during hospitalisation, emergency and causality medical assistance, etc. are included as part of the travel insurance.
2. Personal belongings: Under this policy, the insurer gets coverage against loss of baggage and passport. The cost of obtaining a duplicate passport and baggage are reimbursed.
3. Personal liability: Travel insurance also covers third-party liabilities i.e. compensation for affecting another persons property.
4. Study interruption and bail bond: It also provides reimbursement of fees of current semester if a student is unable to continue his/her studies due to medical problems. Apart from this, it also covers bail amount in case of a boilable offence.
5. Coverage for parents visit: Accommodation for parents or any close relatives is also covered if the student is under a medical supervision.
6: Specialized coverage for female students: Coverage for pregnancy, medical expenses and child care expenses.
Following is the procedure to claim the Travel Insurance:
Submit original boarding pass and ticket with a copy of passport.
Inform the Insurer about the hospitalization.
Reimbursement is done in Indian Rupees which is then converted into foreign currency at the exchange rate specified by the RBI.
Hence, it is a wise decision to get insured before going abroad for further studies in order to have a secure and hassle free stay.
by: anderskoch How I Enjoyed My Trip Through Makemytrip Holidays? Senior Travel - Hiking Tips For Seniors Holidays To Thailand Travel Routes From Kolkata To Darjeeling Usa Sim Card- Save Money While Traveling Usa Ways To Help Make Traveling Easier For You Europe Cell Phone Rental- Save More While Traveling Europe Avail India Travel Deals On The Go Luxurious Accommodation Enjoy Your Holidays In Style World Travel For A Heart Pounding Experience! Stay Protected On Your Mexico Vacation With 4 Travel Tips Having Fun On Low Cost Makemytrip Holidays Boston Travels Guide