Tips On Shopping Online Safely
Shopping is something all of us do whether we may like it or not
. Not everyone enjoys shopping. Some people dislike it while others love it. While some may want to shop only when there is an absolute need to, some may treat shopping as a hobby, a past-time or even a form of exercise.Some women I know find shopping extremely fun. Especially when they find the perfect item they have been searching for, or a great deal. It is not much different when shopping physically or online.
Online shopping is getting popular nowadays for the benefits and ease of shopping online. One can buy anything and everything he/she needs without stepping out of the house. All payment is done electronically and goods will be sent via courier or parcel to the doorstep. There are cases on the Internet regarding scams and frauds but with discretion and knowledge on how to protect yourself, you can enjoy the benefits of shopping online without getting con-ed.
This article hopes to discuss 2 of the common measures regarding online shopping fraud protection.
Firstly, check to see if the retailer has some form of digital certificate. These certificates appear as icons or badges that are highly visible on all the pages. Most reputable retailers (or at least they aim to be one) will have one or more digital certificates to instill trust and confidence for consumers. However, just by seeing the badge is not enough. You should click on the badge to check the authenticity of the certificate and that is it issued to the website you clicked from.
For smaller shops such as the recently popular blog shops, might not have such certificates because it is costly to get certification and their transaction volume is low. All businesses start small and it is perfectly fine to sell items online without any digital certificates. However, do exercise your discretion and not be too hasty to send money for a great deal they published. Remember, if a deal is too good to be true, it probably is. Try to establish contact with the seller and ask for alternative forms of payment if possible. The safest way is to arrange for a meet-up with cash payment upon presenting of the goods. Another way is to pay through paypal, as paypal offers fraud protection.
Secondly, if the website is processing your credit card details, it is important that the website has a SSL certificate installed. SSL means Secured Sockets Layer and it is a protocol for managing the security of a message transmission on the Internet. Information sent through a SSL is encrypted so that and person whom intercepts message transmission is unable to make sense of the message without a proper decryption key. To see if you are protected by SSL refer to the address bar. In place of the usual http, you should be able to see https and a closed lock icon.
It is important that at least the page where you enter your credit card information is secured by SSL. So if a blog shop does not have SSL installed, but instead re-directs you to a payment gateway to have your credit card payment processed, it is fine if that payment gateway is secured by SSL.
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