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Tips For Young Riders To Lower Their Motorbike Insurance Costs

Tips For Young Riders To Lower Their Motorbike Insurance Costs

Tips For Young Riders To Lower Their Motorbike Insurance Costs


It is not uncommon for young riders to pay highermotorbike insurance premiums than older riders.This is mainly due to the fact that younger riders are considered to be a higher risk.This high risk status is due to the lack of experience on the roads and the average temperament of younger people to take more risks, ride faster, and generally be a bit more reckless.If you are a younger motorbike rider, you might not be as excited as you first were when you began once you receive your firstmotorbike insurance premium in the post. One tip that will help to reduce the cost of yourmotorbike insurance premium is to purchase a smaller engine motorbike instead of the more powerful caf racing type of bike.Insurance companies will view this as a more responsible choice for a younger person.The smaller engine will likely be perceived as more fuel efficient and will not be a cause for alarm.This alone can substantially reduce the cost of yourmotorbike insurancepremium.You will also be able to save more money because of the fuel efficient attributes that this motorbike posses. If you are a young UK rider, then you can lower yourmotorbike insurance rates by participating in the ERS or Enhanced Rider Scheme.This is a program that trains and tests riders of all ages to increase their level of riding experience and knowledge of riding safety and motorbike laws.Once you obtain the ERS certificate, you will receive substantial reductions in yourmotorbike insurance premium.In the States, such programs are not centrally controlled; rather they are run by local municipalities on the behalf of each state.By participating in these types of programs, the young rider is providing the insurance companies with assurance of responsibility and general riding ability. Another tip that will not actually reduce yourmotorbike insurance premium but instead, keep it from becoming more expensive is to follow the rules of the road and not get ticketed for breaking them.If you are convicted of driving while intoxicated, speeding, reckless driving, or some other moving violation, you can count on yourmotorbike insurance premium increasing drastically.Some insurance companies are beginning to offer discount onmotorbike insurance costs for each year your drive or ride without filing a claim or getting a citation for breaking the laws of the road.Whatever steps you take to reduce the cost of your insurance, make sure you ride safely and watch out for others.
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