The Secret Benefits Of Fleet Insurance

The easiest way of covering a number of different vehicles is by taking out comprehensive fleet insurance

. Many people will disregard this type of cover without even looking into it because they are under the impression that it is only for very large companies. However, this is totally untrue; as far as most insurers are concerned, a fleet will mean anything from three vehicles upwards. And once you understand this, you will see just how many people can benefit from taking out this kind of policy.

Most small companies will have more than three vehicles to their name, so a fleet policy makes the whole business of insurance far simpler. It will make a huge difference to the amount of paperwork involved and mean that all vehicles are due for renewal at exactly the same time! Not only that, but this type of policy will usually work in an identical way to standard car insurance so you will still have the three normal choices of cover; Fire and Theft, Third Party Fire and Theft or Fully Comprehensive.

You will also discover that a lot of insurers give customers the option of purchasing extras or add-ons with their fleet cover. These will offer even greater degree of protection to your vehicles for a relatively small additional charge. Legal Expenses Cover, Breakdown Cover and Windscreen Cover are all popular add-ons to be offered when you are taking out a policy. Some companies will even be able to give you Courtesy Car Cover for an extra fee. These are all worth considering, especially if your vehicles are driven for long distances.

It is also worth bearing in mind that some families may benefit by switching over to a fleet type policy. At one time it would be quite unusual to have more than one vehicle in a household, but times have changed dramatically. Many couples will both have their own cars for work so, when their children become old enough to drive and have their own cars, it can be a perfect time to change over to a fleet policy. Not only will it make life much easier, but it will often help to save you a fair bit of money as well. Insurers will usually have plenty of different cover options, so there is bound to be something suitable for any family.

by: Jack Authors

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