The Best Sources For Taxi Insurance Policies
You can't legally drive a taxi in the UK without insurance
, so you'll need to get cover. But where should you get it? There are several of sources available, so the key is to know where to look.Here are some sources for finding UK taxi cover:
1. Insurance broker.
An broker will likely have access to special deals that you don't have. By hiring a broker, you'll also have access to those special deals. As a word of caution, keep in mind that brokers will charge a fee for their services. Even if they find some rock-bottom policies for you, factor in the broker's fees and charges when determining the full cost of the taxi insurance policies they find for you. Afterwards, you might determine that the extra costs make the policies they locate for you too pricey.
2. Brick-and-mortar insurance companies.
While it seems that the entire business world has gone online, you can still find plenty of offline insurance branches. The key to finding rock-bottom premiums is to leave no stone unturned. That includes offline companies!
3. Ads.
During the course of a day, you're likely to see ads for at least one car insurance company. That includes sources such as newspapers, magazines, TV, and of course, the Net. These tend to be huge companies that offer excellent service but higher premiums (someone has to pay for those ads!). And some of those companies might also offer policies for taxi drivers. So when you see such ads, jot down their names and then do some research later to learn what they have to offer.
4. Insurance search engines.
Some websites specialise in vehicle policies, such as taxi insurance. They include databases that access insurers throughout the UK. You simply plug in personal information and information about the policy you're searching for. Then the search engine finds the polices that best meet your needs. These search engines are quick and easy, saving you a ton of time and energy.
5. Current insurers.
Do you already have home owners or car policy? If so, then you could inquire whether those companies also provide cover for taxi drivers. In fact, your current insurers might offer you a fantastic deal, since you'd be getting multiple polices from them. On the other hand, you shouldn't assume that you'll definitely get the best deal from a current insurer. So make sure to shop around and let them know you'll looking for the best deals.
6. Online companies.
Some of these companies are strictly online, while others also have brick and mortar branches. The main benefit of searching for a policy online is that the process is quick and efficient. There's no need to make a million and one phone calls, or drive around all day from one company to another. Who has the time and energy to do that anyway?
If you need taxi insurance then you have several sources to choose from. By trying of all of them, you'll boost your chance of finding the lowest premiums available.
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