Simplified Critical Illness Insurance Online in Alberta
Simplified Critical Illness Insurance Online in Alberta
Surviving a critical illness can be very challenging, physically, emotionally and financially. We all could use some help when such a tragedy strikes out lives. Critical illness insurance was designed to take the financial worries and pressure out of your life while you are trying to recover from something major in your life, like cancer or heart disease.
In Calgary, Alberta, Life Guard Insurance and Manulife Financial have partnered together to offer you a simple and easy way to get the critical illness insurance you need. Lifecheque Basic is Manulife's simplified critical illness insurance product. Premiums are very low, you get coverage for the most common major conditions, medical qualification is simple, and you can now buy the plan quickly and easily online.
Lifecheque Basic How it works
Manulife's Lifecheque Basic is the best simplified critical illness insurance policy in Canada today. Most other forms of simplified critical illness insurance offer only three covered conditions, however Lifecheque Basic offers 5: Cancer, Heart Attack, Stroke, Bypass Surgery and Aortic Surgery. If you were diagnosed with any of these conditions (some early stage cancers that are not critical to your health are not covered), 30 days after diagnosis you would be paid out a lump sum, tax free benefit from your critical illness insurance plan. These 5 covered conditions account for over 85% of all critical illness insurance claims in Canada today.
Your Lifecheque Basic critical illness insurance plan comes in three benefit amounts: $25,000, $50,000 or $75,000 of coverage. You choose the amount that is right for you. You also have the option of having just the basic coverage or buying the Return of Premium rider with your plan. This would allow you to get back 100% of the entire premium you invested into the plan when you reach your 75th birthday, so long as you have never had a claim on your policy and have kept it in force continuously until that time.
Medical qualification is so simple. All you need to do is make a declaration of good health today and you have never had a major critical illness in your past. Once you have the plan, regardless of your future health conditions, Manulife can never cancel your critical illness insurance policy until it ends at age 75, so long as you pay your premiums. This gives you the security you are continuously insured throughout your life. Of course, you can choose to cancel the plan at any time if you wish.
Premiums are very affordable. Lifecheque Basic has competitive prices that fit easily into anyone's' budget. For example, a 40 year old man could buy $50,000 of critical illness insurance for $22 per month (non-smoker). A 35 year old woman non-smoker, buying $75,000 of coverage with return of premium would only be $36.75 per month. You can access the complete premium rate guide for Lifecheque Basic critical illness insurance from Life Guard Insurance's website.
As a bonus, Lifecheque Basic also gives you a special health care service called Health Service Navigator at no extra cost. Health Service Navigator gives you and your whole family access to a resource with quick and easy answers to all your health care questions and support services. One simple phone call and you will be connected to a medical coordination service that will help you navigate the Alberta provincial health care system, to find the resources and help you need. Also, if you need a second opinion about your diagnosis, Health Service Navigator will help you get it from a world-class hospital.
Be sure to check out our page on Lifecheque Basic Simplified Critical Illness Insurance, where you can download the comprehensive Manulife brochure and premium rate guide. If you are interested in getting an online quote, and maybe purchasing your coverage online now, you can find a link on the webpage linked above.
If you have any other questions or concerns about critical illness insurance, feel free to contact us at Life Guard Insurance. My Breaker Keeps Tripping! Should I Use a Larger Size Without Risking a Fire? How Health Insurance Policy is Essential for Students ? Admission Essay: Doctoral Program in Juvenile Justice Finding Inexpensive Healthcare Insurance -- Things To Do What You Should Know About Health Insurance Common Health Insurance Practices Guide To Find A Doctor In Oklahoma City Incentive Packages For Locum Doctors 's Commitment A Doctor For Every Patient Need a doctor in Chennai? There are many great people that can help Master Cleanse Secrets by Raylen Sterling-This is good to your skin and makes you feel relaxed and look younger Alleviate Soreness Faster With The Help Of A Professional Hot Stone Massage: Alleviate Aches Sooner