Should I Buy Mexican Car Insurance?
Driving a car to Mexico can be a really great experience
. When you drive to Mexico, you will have the freedom to go where you want, when you want. You can explore Mexico's back roads, take day trips to isolated villages, and see parts of Mexico that most tourists would never get a chance to see.When planning a driving trip to Mexico, you will need to buy Mexican car insurance. There are several reasons for this. One is that it is the law that you have insurance when you drive a car in Mexico. The other main reason is that your current insurance from America or Canada will not cover you in Mexico.
Mexican authorities do not recognize U.S. and Canadian insurance. You must present your Mexican car insurance to authorities if you are involved in an auto accident. If you did not buy Mexican car insurance, and have no way to cover the damage caused to the other persons and vehicle you were involved in the accident with (even if the accident was not your fault) you could go to jail and be detained and not allowed to leave the country. This can be an extremely scary and expensive experience. Mexico laws are different than in North America in regard to accidents. Sometimes it takes a long time for blame to be assessed in an accident, and the authorities can hold you in jail until it is. If you are found guilty, you will be expected to pay the damages to the victimized party in cash before you are allowed to leave.
It has never been easier to buy Mexican car insurance online. All you have to do is find a reputable broker that sells Mexican auto insurance. Compare quotes and benefits online. Once you have found a good company to buy Mexican auto insurance from, you will need to provide the dates you will be in Mexico and the value of your vehicle. You will be able to choose liability limits and the level of travel, legal and roadside assistance coverage you would like. When you buy Mexican car insurance, you will have the option to purchase "fixed deductibles" as well as the option to purchase vandalism and partial theft insurance. Make sure the company you choose allows you to have the option to have all repairs and claims settled in the U.S. or Canada.
You are also provided the option to purchase travel and medical insurance, along with your car insurance purchase, with many Mexican online insurance companies. This can be an inexpensive way to insure you will be covered in the case of an accident while you are in Mexico. No one wants to spend their vacation worrying about what could happen, but if you are not prepared, your worst nightmare could become reality. Save yourself the headache by simply going online to buy Mexican car insurance before you leave on vacation. For drivers to Mexico, it could be the smartest move you ever make.
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