The problem with setting out to find the best laptop insurance is that it may prove to be impossible to define the target.
For example, different people may not have the same view as to what constitutes 'the best'.
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In the context of laptop insurance, is the best that which is:
the cheapest;
the one that offers the maximum cover possible (irrespective of whether or not you are likely to need it);
the policy that contains the greatest number of 'added benefits' in addition to the basic cover;
that which appears to offer the fewest restrictions or conditions;
the one offered in the best service framework?
The point is that all of these may be important to you and your prioritisation of them may depend a lot on your personal circumstances and views.
Therefore, stating at the outset what policy will constitute the best laptop insurance may prove to be virtually impossible.
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Perhaps the only thing that is clear is that price alone may not be a very reliable indicator. It may be difficult to tell anything of a policy by looking at its cost. To get a good idea of what the policy is going to deliver, it is typically necessary to read the quotation and other documentation carefully.
As with any insurance product, terms and conditions, exclusions and limitations will apply and you may wish to read these carefully to ensure you understand them. They may prove very useful input to your assessment processes as they may vary considerably between insurers.
The only general conclusion possible is that what is best for one person may by no means be the best for you.
To take an illustration, some policies may include liquid damage cover in their accidental damage laptop cover. Perhaps that is something that it very important to you by definition of your working environment, whereas to someone else it may be of little interest.