Put An End To All Your Travel Insurance Related Queries Here
There was a time when organizations were only concerned about increasing their profit margins
. But, when the competition grew stiffer in the global market, these organizations shifted their focus from making profits to client satisfaction. Almost every insurance company today endeavors to satisfy its clients and this goal can be achieved by offering customized services. In fact, this is the reason why there has been an upshot in the numbers of products offered by the industry to customers worldwide.In the beginning, companies used to offer insurance policies like health insurance, life insurance, and travel insurance that were all comprehensive in nature. The benefits included in one type of insurance were more or less similar and did not cater to individual differences.
However, today the scenario is completely different and every insurance company offers numerous policies for the consumers. With availability of so many policies, sometimes it becomes confusing for buyers to find out the desired product. The kind of doubts people generally have while buying insurance vary but here we have put together some FAQs that might help readers in one way or the other.
What is the difference between Comprehensive & Emergency Travel Medical Insurance?
Before telling our readers about the difference between both these types of insurance programs, it is critical to mention that a general health insurance policy is not valid abroad. It only covers medical expenses incurred while one is living in his homeland and this is why one has to buy special travelers health insurance while going to some foreign country.
Now, let us highlight the difference between these two types of insurance policies. Comprehensive travel insurance is for those people who do not have any medical policy otherwise. On the contrary, emergency policy is for those travelers who possess a health insurance policy at home but need to buy a policy for emergency cases in foreign countries.
Does Global Travel Insurance Cover Medical Evacuation As Well?
The service of medical evacuation has become quite common and many people believe their insurance company would offer this service under medical insurance. But, it does not hold true in every case and the buyers should check with the company before finalizing the deal. Also, medical evacuation is an expensive service and inclusion of this service might raise your premium amount.
Is Trip Cancellation & Trip Interruption Insurance Same?
It is a common notion amongst insurance buyers that trip cancellation and trip interruption are same. However, there is a significant different between both these insurance policies and you should clearly understand the same. Trip cancellation is when the person cancels his trip due to unavoidable circumstances like death of an immediate family member or bad weather conditions. Trip Interruption on the other hand is applicable in the situation when the journey is interrupted in between.
In case you have any other doubts regarding health or travel insurance, dont just keep them with you. Ask experts in the insurance industry and resolve all your queries before investing in insurance policies.
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