Public Liability Insurance policies are being accepted by many organizations and private firms who have employee caring policies. Public liability insurance policies cover risks due to losses resulting from legal actions against the policy holder. Caravan insurance policies have very broad definition. Caravan insurance policy may mean static caravan policy or it may dynamic or tourer caravan. Tradesmen insurance policies provide cover to any kind of trade done with public or any service provided to public clients. Public liability insurance policies are generally demanded by organizations for benefit and safety of their employees, whereas tradesmen insurance policies may be opted by any person with small, medium or big business. Any consultant, professional freelancer or organization group would like to go with the option of tradesmen insurance policy. Due to excessive interest and demand for these insurance policies, insurance firms are now in race to provide the best solution for one's need in any category of above three.