Prepare For Super Visa Insurance Costs And Processing Fees Before Submitting Applications
The medical insurance and the visa fee are two things visa applicants should prepare for financially when applying for a super visa
. Of course, if you do not have a passport, this constitutes an additional expense. While visa officers may allow applicants to simply follow-up on missing documents, visa applications will not be processed without paying for these two items in advance.Super Visa Insurance Rates
Many people would agree that the mandatory health insurance policy is the most difficult requirement for Super Visa applications. Unlike application forms that you simply need to fill out and official documents that you can easily acquire from government offices, acquiring the correct insurance policy is far more expensive and time consuming, especially if you have not had time to budget for this expense and research different policy options.
A Super Visa insurance policy must be provided by a Canadian insurance company. This is why it is usually the child or grandchild in Canada who takes charge of this requirement. The insurance policy should also have the following terms:
A one-year coverage period.
Coverage should include basic health care and hospitalization.
Coverage should also cover expenses for emergency travel (ambulance, helicopter) and repatriation.
Applicants must pay for their insurance policy in full before submitting their application to a visa office. However, since this is merely a requirement for Super Visa applications, the possibility exists that an applicant will be denied his/her request for a visa. If that happens, the insurance will no longer be needed. That is why applicants and their hosts should be careful to choose a policy that promises a 100% refund if their visa application is denied; and a partial refund if the visitor is granted a visa, does not stay in Canada for the entire year, and does not file a claim during his/her stay.
The rates for Super Visa insurance policies vary by insurance company, but all of them base the cost of the premiums on (1) the age of the applicant and (2) whether or not he/she has a pre-existing medical condition. The basic rates run from $1,190 for visitors in their early 50"s to $4,020 for those in their early 80"s.
Super Visa Processing Fees
The Super Visa fees are much lower than the cost of the prepaid mandatory medical insurance policy. The fees charged by CIC are the same as those charged for Temporary Resident Visa (TRV) applications:
$75 for each single-entry visa application
$150 for each multiple-entry visa application
For visitors applying simultaneously for Canadian TRVs and Super Visas as a family, the processing fee is $400. All of these fees are listed on the CIC website. Of course, these amounts will have to be converted into the local currency of the applicant unless their sponsoring relatives are able to submit their application in Canada.
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