Pay For Acupuncture With Tax-free Dollars
Did you know that you can pay for acupuncture and other alternative medical treatments
with the money you save in a health savings account? Many people who have these medical savings accounts are unaware that they can use the money for treatments that may not be paid for by their regular insurance policy. This means that you can get acupuncture for HSA dollars that are exempt from taxes.
Heres how it works: These medical savings accounts allow you to deduct an amount of money from each pay check which is then not subject to income tax. Youre allowed to use the money by the end of the year only on medical expenses, and you save on taxes at the same time.
If youre like most people, you probably didnt know that you arent restricted from using your HSA funds for only doctor visits and treatments that your insurance covers. You can use it for any of the qualified medical expenses that are defined in Section 213 of the IRS Code. (This information is in IRS Publication 502: Medical and Dental Expenses.)
You probably also didnt know that acupuncture is a qualified medical expense for health savings account funds under the IRS code.
Acupuncture Works!
This ability to get acupuncture for HSA funds is not only good news for those of you who have already experienced the benefits of acupuncture, but its also good news for those of you who have yet to try acupuncture. The studies are conclusive: Acupuncture is known to promote healing for a number of ailments, and the behind-the-times medical establishment is gradually accepting it. Even some large mainstream medical facilities are now including acupuncture treatment services.
If youre one of those people who believe that acupuncture is strictly due to the placebo effect, think again. Not only are the studies on people conclusive (with control groups to test against the placebo effect), but acupuncture has been very effective on animals. Many veterinarians now use acupuncture, and the animals conditions improve significantly. No placebo effect at work there!
For those who have been disillusioned by the lack of insurance coverage for alternative medicine, getting acupuncture for HSA money is a huge plus. It offsets at least some of the frustration with the inadequate coverage for these proven alternative healing methods.
If you want to treat the cause of what ails you rather than just the symptoms, acupuncture is a safe, non-invasive way to feel better and balance all of the systems of your body quickly and without side effects. And now, you can get acupuncture in Minneapolis for tax-free dollars if you have a health savings account.
If you dont have an HSA, talk to your employer tomorrow. Its one of the best ways that you can cut your taxes and also save on alternative treatments like acupuncture.
by: Steven Sonmore
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