Obtaining Some Car Insurance Without License Is Possible
Everyone knows that it is illegal to be driving without having a license
. But if you own a car you can still be able to purchase some auto coverage. Each person who operates a vehicle does truly know it can be dangerous if you are ever stopped by the law. However, it is very possible still to obtain car insurance without license.You can get some insurance for you car whether or not you have a license. But if you do own a car you should seriously consider having it insured for your own benefit. You do not ever want to wind up in any trouble with the law or have some unexpected high cost should you ever become involved in an accident. This is the greatest reason for having coverage for your car.
Anyone who does have their license will certainly have a better chance at getting insurance for their car then someone who does not have a drivers license. But you can still get some kind of coverage from certain polices that will offer protection for the auto even without having a license.
To begin, start asking some of the agents from local insurance providers and companies. They can be quite helpful in providing you with some quotes, which will be very high in price. In many cases these agents will never ask you if you have your license or not.
When you are filling out the application the provider will ask you why you do not have a license and will want an explanation too. Most of the time if the reason is due to the applicant having his or her license revoked or suspended, then the insurance provider will allow the person about thirty to forty five days to have the license back and should the license not be returned in that time period there is a good chance the policy will expire.
If your license was revoked it is not that difficult to get it back and having some insurance can be good help should the license be revoked because of the lack of coverage. You can always take your proof to court and from there the court will reinstate the license. But in many situations like this, you may just have to pay some fines with this process.
If you are under age and do not have your drivers license are still able to obtain some auto insurance of their vehicle. Many insurance providers will still offer you coverage as long as you at least have a learners permit. It will be very important that the person provide the company a copy of the learners permit to the insurance company right after the license exam is over and the person has passed his or her test.
There is one thing about having auto coverage without having a drivers license and that is that the coverage is valid for a limited time. This for the protection of the insurance company. One other way you can get coverage without a license is by having the car under someone else's policy. Should you do this it is better to have it under a family members policy this way you will avoid any issues should there ever be any problems later on.
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