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No Down Payment Car Insurance, Is It Reality?

No Down Payment Car Insurance, Is It Reality?

If I said to you, "no down payment car insurance" what would you say

? That impossible, never can happen, no such thing. Well, it is far and few between but it can be achieved. But, when if you going to walk into a insurance office and demand a no down payment policy you need to keep a few things in mind.

One of the first things that an insurance company is going to check is you credit record. The insurance company will use your credit record to assess how well you pay your bills. If you have good credit the company will be more willing to work with you on your down payment. If you have questionable credit you may not be able to get this kind of policy.

Another thing that insurance company is going to look at is your driving record. Insurance company check you record to assess how much of a risk you may be to them. If you have a good driving record you may be able to get your down payment waived. Accident, ticket, and etc can lessen your chances of getting this type of policy.

The next thing that you are going to need to get this type of policy is the courage to ask for one. When you talk to the insurance company don't be afraid to tell them you want no down payment and if you cant get it you will move on to another company. You will have to be bold with these companies and stick to what you want or they will talk you into a low down payment rather than a no down payment.

When looking for no down payment you will want to talk to an actual agent. Getting your down payment waived is not something that I have found that you can do at an online insurance site. When you go online to purchase car insurance the down payment will be include in the policy. You will need a live person to make this type of decision.

Is no down payment car insurance a reality? Yes it can be. If you have the credit, driving record, courage, and the patients to keep looking though insurance companies until you find one you can find it. You will need determination to make it a reality but if you just keep asking and keep looking you can find that which you seek.

by: Lance Thorington
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No Down Payment Car Insurance, Is It Reality? Pforzheim