Mobile Phone Insurance To Securing Your Device
The statistics are not only revealing but bewildering to say the least
. According to the figures released by Cellular News over 5 million mobile handsets are stolen, or damaged every year in the United Kingdom. And in over 57% of robberies mobile phones are stolen.Despite these figures, hardly anyone seems to be bothered with mobile handset insurance. The London Stock Exchange data reveal that nearly 70% of people who use mobile phones do not have what is called the mobile phone insurance or MPI.
While going in for mobile handset insurance or not is at best a matter of personal choice, it is worthwhile here to see why it is needed at all.
Your mobile phone device can be stolen, damaged, have water inside it, or mechanical breakdowns. It is in such situations that mobile insurance comes into the picture.
The insurance agencies generally charge premiums on a monthly basis and for a specific periods of time say two years or even five years. During the insurance period, the cost of your mobile and the insurance money all will be returned to you in case of theft, or damage of any nature or mechanical failure of any kind.
On the other hand, if you complete the insurance period without major hassles and have promptly paid all your premiums event then, you stand to gain a handsome lump sum amount.
It is also possible to renew the mobile insurance to render it applicable to any new mobile phone upgradations you may have done. This is actually very easily done provided you have informed your insurance company of the new deal you are entering into.
Practically all the mobile insurance allow for coverage of the mobile in question throughout the world. Even if there are some regions exempted from the coverage, the same will be mentioned in your Insurance papers.
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