Mobile Phone Insurance: The Need Of The Hour
The reasons are far to seek. Most people feel that in any case they would have replaced their existing models with a new one. And are not sure how reliable the mobile phone insurance companies are. They are also under the wrong belief that with their handset gone, so are their contractual liabilities. Well, this is not the case so. As irrespective whether you are still using your phone or not, the line rentals and other such related payments need t o be made.
In such a scenario, you are left with only two straight choices "" either continue paying the rentals till the end of the contract period (this extends from one year to two years) or replace the mobile phone device. This means paying up to 400 to 500 or even higher if it is a particularly high-end phone that we are talking about. The only other option is to insure your mobile handset. And that too with an insurance company that specializes in insuring mobile phone devices. As general insurance companies like car insurance companies will not be able to meet your requirements adequately. Besides, tbe premium they charge also will not be that low to justify your decision.
There are numerous Mobile Phone Insurance companies operating in the United Kingdom. You can pick any one of them whose premiums and other related terms and conditions you find acceptable. The majority of the mobile insurance companies charge annual premium of up to 50. Alternatively, you can also go in for monthly premiums for having your handset insured. This premium amount comes to 5 per month.
This amount is really nothing compared to the emotional stress and the added financial liabilities you would be required to meet in case your mobile phone device gets lost, stolen, damaged, or renderred dysfunctional because of various reasons.
You will be able to get a replacement for your mobile phone handset within 24 days to a week's time from your mobile insurance companies, from the date of your registering your complaint. Therefore, it will be most sensible thing to do to insure your new handset the moment it is bought.
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