Michigan Wage & Income Loss Benefits Under Michigan No-fault Insurance Laws
Michigan Wage Loss Benefits are for your loss of income due to the injuries you suffered
in a Michigan car accident, pedestrian accident, bicycle accident, truck accident, and motorcycle accident. Under Michigan law, the injured person is entitled for wage loss benefits during the period of disability.If you are disabled as a result of the accident, you are entitled to receive 85% of your gross pay, including overtime, or loss of income for the first three years following the accident. If you are self-employed on the date of the accident you are still entitled to wage loss and income benefit payments.
If you lose your job due to injuries from the accident, the insurance company is required to pay your wage loss benefits, even if you are no longer disabled, as long as you are trying to find new work after your disability has ended.
Michigan wage loss and income benefit payments are paid under the provisions of the Michigan No-Fault law by the auto insurance company responsible for paying benefits. These benefits are available to people injured in car accidents, pedestrian accidents, motorcycle accidents, bicycle accidents, and truck accidents. Passengers of buses and other commuter vehicles are also eligible for these benefits.
Your Michigan Wage Loss and Income Benefit Claim must be submitted to the insurance adjuster assigned to your claim. To file your no-fault wage loss claim, you need a note from your doctor (usually an Attending Physician's Form) that disables you from working. You also need a wage verification form from your employer to submit to the insurance adjuster. A form for submitting this type of claim can be downloaded and printed for free on our website.
Every thirty days you should submit your claim for wage loss benefits, but claims for wage loss and income benefit claims must be submitted within one year of the date of your disability.
If your insurance company refuses to pay your wage loss benefits, your only recourse is to file a lawsuit against the insurance company that demands payment for the wage loss benefits.
If you choose to begin a lawsuit against your insurance company for No-Fault benefits, you must file a lawsuit within one year of the date on which the last unpaid No-Fault benefit was incurred. If you fail to file your lawsuit within this one year period, you will lose the right to have the benefit or expense paid.
Wage and income loss benefits are a type of Michigan No-Fault Insurance Benefit. If you were injured in a Michigan accident, you are most likely entitled to Michigan No-Fault insurance benefits, regardless of who was at fault for the accident. Passengers, pedestrians, bicyclists and others are often entitled to receive these benefits event if they did not have an auto no-fault insurance policy.
If your insurance company refuses to pay these benefits, you will want to speak with a Michigan no-fault insurance lawyer about your case so that you can fight for the benefits you are entitled to receive.
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