Medical Bills Can Kill..Financially... After An Auto Accident
After the initial shock of a car accident, the most important question you should ask yourself is whether you are okay
. Even in minor vehicle collisions, drivers and/or passengers may experience soft tissue pains such as back spasms or mild whiplash. In more serious car accidents, the parties involved may be rushed to the emergency room and receive immediate medical attention.Depending on the severity of the injuries and individual cases, emergency room visits can cost upwards of a few thousand dollars. Not only do some drivers get minor cuts and bruises looked at, some may require CAT scans, MRI's and medicinal subscriptions. Sometimes drivers may have health insurance or auto insurance that covers the emergency room visits, but there are plenty of drivers who do not expect to ever end up in such a state and have declined such coverage for a variety of reasons whether financial affordability is factored in or not. Nevertheless, immediately after a car accident, after all of your physical injuries have been treated, you should consult a car accident attorney. This step is crucial in helping to secure your financial well-being throughout the entire case. Many times, innocent drivers are victims to drunk driving, reckless behavior, and negligence. You should not have to pay for your expenses out of pocket if you were not at fault.
After immediate on-site medical care or hospital visits, patients may still have soreness or pains resulting from the accident. Often times, physical therapy or chiropractic treatments are needed along with medicinal prescriptions and regular doctor's visits. Depending on your health insurance and your respective plan, these follow up treatments can be dealt with via lien which allows you to pay your treating doctors with money that comes from your final settlement. This is an extremely helpful way for individuals who were affected in car accidents and who do not have the finances to pay for such treatments out of pocket. Furthermore, your doctor may advise your car accident attorney to set up x-rays for broken or fractured bones to determine the need for surgery. Surgical response can cost tens of thousands of dollars for an accident that was not your fault. Following your surgery, you may require time off from work and further medical attention. However, all of the listed medical treatments should be taken if necessary to ensure your proper recovery.
One warning is to be careful of uninsured motorist coverage. Our law firm suggests you purchase as much uninsured motorist coverage as your agent will sell you... you don't want to be under-covered if you are in an accident with an uninsured driver. If your auto insurance plan includes uninsured motorist coverage, you may only be compensated for minimal damages and medical bills leaving you still having to pay out of pocket for many of your expenses. Therefore, it is imperative to contact an experienced car accident lawyer who can help you.
If you or a loved one has been in a car accident, please contact California car accident attorney Emery Ledger of Ledger & Associates. His law firm has helped car accident victims receive their proper monetary compensation for physical injuries and vehicle damage. For a free legal consultation and more details regarding your case please call (800) 300-0001 or visit his website at www.ledgerlaw.com
Medical Bills Can Kill..Financially... After An Auto Accident
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