In the current financial climate, it is always best to consider you budget carefully
, and then stick to it. If you overshoot your budget, you are then in risk of debt and possible financial issues. If overshooting your budget doesn't result in debt, it could still hamper your spending money at the event or on the holiday you are going on. For example, overspending on your travel ticket could mean that you have only half the anticipated spending money for your holiday.