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Keep On Budget On Holiday With A Prepaid Travel Card

Keep On Budget On Holiday With A Prepaid Travel Card

The average Brit runs out of money two days before their seven day break ends and

an amazing 20% of holidaymakers have had to go home early because they overspent abroad. Many of the rest of us end up coming home to an unexpectedly large credit card bill, or a mountain of fees for using a high street bank card overseas.

However, theres a simple way to keep to a budget on holiday. The traveler can just put his or her spending money on a prepaid travel card, such as a currency card. A prepaid travel card can help keep holiday spending under tight control. The amount that can be spared for the sunny break could be loaded onto the card, keeping it separate from the cash needed to cover your essential expenses back in the United Kingdom.

These prepaid travel cards are great for keeping to a budget. Thats because with aprepaid card, holidaymakers wont be tempted to spend money that they dont have, so there wont be hefty credit card bills waiting for them when they get back. Another advantage for holidaymakers is the convenience of easily moving money between accounts online, at some of the most competitive exchange rates available.

There should be no worries about acceptance for prepaid cards. In fact, most currency cards can be used around the world, wherever the cardholder sees the MasterCard Acceptance Mark. Thats over 32 million locations, from airlines and hotels to restaurants and shops. What's more, some prepaid card companies also offer currency cards, such as in Euro or US Dollar denominations that are linked to the customer's GBP account. These can be really handy because money can easily be moved from the GBP account to the currency card in seconds online. And at the end of the holiday the currency can be sent straight back into the GBP account, ready to be spent or withdrawn in the UK.Keep On Budget On Holiday With A Prepaid Travel Card


Prepaid travel cards arent just a handy way to carry travel money around. They can also offer an excellent foreign exchange rate, no commission or purchase transaction fees and no cash machine withdrawal fees.As long as the travel card is used to carry out transactions in the same currency as the card, all of which helps money to go further and travelers to keep to a budget.

And if a customer is unlucky enough to book an airline or hotel that goes bust, if it was paid for with a prepaid card that offers free purchase protection, the card company could help to get the money back for you.

Finally, carrying a prepaid card is far safer than walking about with large amounts of cash. If a prepaid card is lost or stolen, as long as its been used responsibly and in line with the terms and conditions, the card and the money on it can be replaced.

by: zac colbert
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