Is The Uninsured And Under-insured Hurting You?
Crisis situations present themselves in uninsured or no insured matters
. As unimportant as some might think being insured is, is will usually peak the importance meter when personal finances are threatened. As independent as we all like to think we are, we are the fabric that makes up a much larger collection of individuals within a whole collective unit and what affects one individual will have ripple effects throughout the whole unit. The collective strength or weakness is dependent upon each person. If more persons have no or not enough insurance is will jeopardize the whole financial well being of the collective.Who are the uninsured and under-insured in this country? Well of course in essence they can be anyone but the highest population living without health insurance are actually adults with lower incomes very simply because the Medicare system picks up most of the elderly and the Medicaid and Children's Health Insurance Programs pick up most of the children who are in need the largest holes lie with those low income adults and of course those who are denied health insurance because or preexisting health conditions.
This is one of the main reasons why the government is working so vigilantly to change the system to encompass more people. The uninsured and under-insured in the U.S. put a huge financial burden on the government and tax payers in this country. And while you may think that it is of little concern to you whether your neighbors are eligible for health insurance or have it or don't you might be surprised to learn that their inability to receive health insurance coverage is putting a larger financial burden on you.
Nothing goes unpaid for and as a result the unpaid medical bills left behind by those who can't afford to pay them have to come from somewhere and that place is out of your pocket when you go to the doctor or hospital, when you pay your health insurance premiums, and the rest comes from the government which has an impact on the amount you are paying in tax dollars. One way or another someone is going to have to pay and realizing this will help you to better understand how the health care reform will help you as well as help others to get insured and remain that way.
Having a playing field where everyone is able to enjoy affordable health care, regardless of life circumstances, is in the best interest of everyone. This will help keep expenses at a very manageable level within the industry. Checks and balances will be easier to better monitor and maintain for financially healthier results for everyone. Other positive side effects will include quality care of a higher degree in addition to reduction malpractice insurance costs and lawsuits. All Americans should reexamine the federal governments efforts to solve these problems and show support with patients during the painful process.
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