Is Online Shopping Safe In India
This being a good question to ask as the trend of online shopping is increasing day
by day more and more companies are rolling in to the business and its really difficult to know if the company is a genuine company or is it a fraud company.Most of the people in India now a days are opting for online shopping as most of the product those are shown on the website are on huge discounts which they dont get on the retail stores.
If you really dont want to be a victim of online shopping fraud in that case you need to keep few things in mind which will help you to stay safe as far as the Online Shopping is concerned.
Use a Credit Card In spite of Debit Card
Credit card is one of the best ways to shop online as the credit cards use the SSL on payment gateway; this makes sure that the details that you are filling in are being transmitted securely. If, you use a debit card in that case your account can be emptied even before you know about it.
Inquire about the Merchant:
This being one of the most important things that you should take care of you have to be sure of that the merchant you are shopping with has a good online reputation. To do this look for the reviews of the shopping website online, ask from the people you know if someone has shopped from the website earlier. When you are fully satisfied with the website reviews only then shop from the website.
Protect your Privacy:
Make sure that the website has the clause that they will not share the information with anyone else that is being entered by you. You need to make sure that the unnecessary personal information is not being asked from you such as PAN number or any other personal details. Make sure that you are not providing your credit card details to any of the executives on the phone.
Have all the details handy:
Before you shop you should know about the shipping charges, return policies, handling fees, warranties or any other information you think is necessary. Make sure you have the contact numbers, e-mail ids in case you need help.
Keep Record s of All Transaction:
Make sure that you have all the records handy, such as all the documents related to the online transactions, shipping fees or handling fees or any other details that you think necessary if you fall in any sort of dispute with the company.
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