When getting auto insurance quotes on the internet it consumers need to know who it is that they are asking for an insurance quote. By searching on a top rated search engine for auto insurance quote there are more than 17 million options to choose from. This can be overwhelming to many consumers.
Out of all of these options they are split into 3 top groups that are rating. There are auto insurance companies that work directly with clients to provide insurance coverage, independent agencies that work on behalf of the consumer to get quotes from the companies that they represent, and other companies that gather information and forward it to multiple companies and agencies.
When getting insurance quotes online from insurance companies directly consumers will most often only be able to receive a quote for the policy that they are able to provide you. If they would like to weigh their options with other carriers they would need to request additional quotes from other sources.
By requesting a quote from an independent agency the agent will be able to get auto insurance quotes from all of the companies that they represent. In a sense they will be doing a lot of shopping for on behalf of the consumer. This gives the consumer the ability to get quotes from multiple insurance companies all while only speaking with one agent.
When a quote is requested from a company that gathers information and forwards it to multiple agents and insurance companies the consumer will receive calls and/or emails from many sources. This is a good way to make sure that they are receiving the most competitive rate available but many consumers are not interested will getting multiple solicitations at the same time. Many actually feel that having a handful of agents call them to quote their policies is a nascence.