Insurance And Prevention Provide Peace Of Mind
As a professional touch therapist, you are part of an industry that is based on close work with members of the public
. As such, it is important that you take steps to minimize the possibility of accidents, injury or damage involving your clients, in order to decrease the chances of ever being involved in a court case brought on by a client.Perhaps the notion that a massage therapist or bodyworker, whose main goal typically is to relax and relieve each client, would ever be sued by the very person he or she intends to help seems out of touch with reality. The fact is, though, that believing that no client who walks through your door would ever be capable of taking legal action against you is a belief that is of touch with reality.
Certainly, no one wants to worry a professional touch therapist to the point that he or she is walking around paranoid all the time, or even turning away clients based on a fear of being sued. What massage therapists and bodyworkers do need to do is practice the basics of good business: get a solid massage therapy liability insurance program in place and take steps to prevent the occurrence of accidents, injuries and damages.
For an incredibly low annual fee, it is possible to secure the protection of a strong massage therapy liability insurance policy. The peace of mind such a program affords should be worth every penny.
With massage therapy liability insurance, you should have coverage against nearly every issue that could come up in a massage therapy or bodywork practice. For example, this policy should include malpractice insurance, which will protect you in the case of a client who claims injury or damage due to incompetence or a lack of skill on the part of the practitioner.
Such an insurance program also should offer coverage for product liability, or times when a client claims injury or damage due to a product used at your practice, such as a certain massage table, lubricants or other massage and bodywork tools.
With massage therapy liability insurance youll also gain protection against slip and fall lawsuits, or incidents that occur by accident on your property. For example, if a client slips on the icy sidewalk leading up to your practice space, you will want insurance to cover any medical bills he or she might face, as well as any legal action that could be taken against you.
In addition to purchasing a high quality massage therapy liability insurance policy, you also will want to take steps each day to make sure your massage or bodywork practice is safe from every angle.
During the winter, keep sidewalks clear and dry at all times, and you should always be sure that all walkways, whether indoors or outdoors, are clean, dry and free of obstacles. When it comes to your hands-on work, take the time to find out whether the client is allergic to anything or adverse to certain techniques.
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