How does emergency dental care work?
How does emergency dental care work?
You never know when you might require dental assistance, so it can really pay to arrange emergency treatment cover as part of your dental plan, as your standard cover may not extend to services carried out outside of daytime hours.
The ability to receive dental care at any time of the day or night is an even more important concern to many policyholders than the ability to receive their payments back, though the type of care you receive will depend on the policy you choose. If you opt for private dental insurance, you will have priority access to some of the most highly qualified specialists in the field, whereas a standard policy may only extend to NHS treatments.
Attempting to perform emergency treatments yourself is rarely advisable, and could sometimes lead to more serious problems or permanent disfigurement if handled incorrectly. If you experience a serious problem, such as having one or more of your teeth being knocked out, it's wise to consult help immediately. However, if you feel your dental issue is relatively minor, such as a toothache that may be caused by an infection or wisdom teeth, carrying out research online or in relevant books could help you reduce the pain and stop the issue worsening until you're able to be seen by a professional. If your issue is more serious, you may want to consider heading to the accident and emergency department of your nearest hospital.
At present, there are still relatively few emergency dentists operating outside of normal hours, but you should find it easier to gain access to these specialists when arranging your dental insurance. The cost of emergency dental care will typically be higher than that of standard treatments, but depending on your cover you may be able to reclaim most or all of this money back. It's usually the case, however, that delaying dental care until a situation worsens will end up costing a great deal more than it would if remedied at an earlier stage - not to mention being less painful and invasive.
As well as helping to fund the cost of dental treatments, dental insurance can also help you receive dental assistance when living or travelling overseas, and provide a cash sum of up to 10,000 for diseases such as oral cancer, depending on your provider and level of insurance chosen. These plans can be paid monthly to make dental care a more affordable and convenient option, and ensuring you receive priority treatment when you need it most.
The author of this article is a part of a digital blogging team who work with brands like Boots Insurance. The content contained in this article is for information purposes only and should not be used to make any financial decisions.
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