How Your Beliefs Impact Teaching Kids About Money
When teaching kids about money have you considered how your personal beliefs have
an impact on your children? In every other area of your life you have a tendency to impact your child with your core values and usually the same is true when it comes to money. Now whether or not you realize you are doing this is a whole different story! Let's dig a little deeper into this idea and find some ways to help our children.Often parents introduction of money to children come from a negative vantage point. Who hasn't heard their mom or dad say "do you think money grows on trees" or "do you know how hard I have to work to get money around here". This is usually said after your child has asked for a new Xbox 360 or some $120 sneakers. For some parents this is the extent of their financial training of their children. While these expressions may be true they don't paint a positive picture of the process of making money. For many children all they see money as is a way to pay the bills and if that is all money does that is not very exciting. Who wants to work very hard, usually doing something they don't like, only to come home and barely be able to make ends meet. Yet, sometimes this may be the very message you are sending your children.
When teaching kids about money the discussion should always begin with the value of money, which should be more than just to pay bills. Money should not only be seen as the end result of a hard day's work but as a tool for building your life and your future. In fact there should never be a correlation between how "hard" you work and how much money you make because often the two are not related. Some of the hardest working people get paid very low wages. Have you ever been in a busy restaurant and seen the waiter killing himself, working hard but not making a lot of money. Now don't get me wrong hard work is necessary but what's more important is the direction you put the work in. Imagine if you challenged your child to pursue their passions and that money would come as the result of perfecting their passion. This would put a whole different spin on the situation. Money would be seen as the end result of pursuing jobs and careers that they are passionate about and as the payoff for their pursuit of excellence.
What it really boils down to parents is teaching kids about money should be fun and exciting. Letting kids know they can actually enjoy the process of making money is even more exciting. What child when they think about things they love wouldn't get excited if they knew they could get paid doing those things? Hopefully parents you will add this to your core belief about money and teach your kids that money should be the reward for doing something you love. Imagine sending your child into the marketplace with that mindset, there would never be any limits to the things they could accomplish.
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