How To Shop Debt Free By Using Online Coupons And More
In today's tough economic times, it is important to try and live as debt free as possible
. However, many people have not been able to do that. Credit card companies make millions off of people's inability to pay on time or at all, as well as their high interest rates. One of the best ways for people to help stimulate the economy and begin to get themselves personally in better financial shape is to buy things with debit or cash. Shopping debt free is easier if you shop through websites that offer online coupons like eBillme.com. These websites offer discounts for many retailers' goods, including Sears coupons and Buy.com coupons. By using coupons online and paying through eBillme's unique new payment alternative, shoppers can begin their life of living debt free.Save Money By Paying Cash
How many times have you used your debit card to pay for something and ended up over drafting your account because there wasn't quite enough balance in it at the time? If you're like most Americans, chances are this has happened to you at least once. In addition to the negative balance you have to deal with, most banks slap on a significant overdraft fee. Wouldn't it be great if you didn't have to worry about this - even if you don't have a bank account overflowing with funds?
eBillme.com provides online coupons to its customers and also offers an innovative way to pay with cash online. Their method of payment means that shoppers select "eBillme" at check out and a copy of their bill is emailed to them. Then people can either print out the bill and pay it at a walk-in payment location, or have this bill sent to their online banking account where they can pay it like any other bill. This payment method means that shoppers never have to live outside their means. They are able to check their balance before making a purchase and confirm that they have enough money to cover it. In addition, eBillme does not charge its customers any NSF fees, overdraft charges, interest or any kind of fees whatsoever.
Various Guarantees
Besides offering online coupons for hundreds of different internet retailers, eBillme.com also has a Best Price Guarantee. Through this program, if shoppers find a lower price on one of their purchased products within 90 days after purchase, the difference will be refunded (up to $500 per item). This way, you can be certain that you are getting the best possible deal on the products you need. Plus, eBillme has a Satisfaction Guarantee, so you can rest assured that if there is any type of problem with your purchase, you will be paid back or have your item replaced for free.
eBillme,com also has a rewards program that gives you 1% cash back on all purchases to use toward future purchases. These rewards points are a great way to let you save a little money. Once you have $10 saved up, you can get your cash back.
Use Online Coupons
Using online coupons is a great, simple way to live debt free. With eBillme.com, shoppers can take advantage of numerous online coupons. These Sears coupons, Buy.com coupons, and many more let you save on countless everyday items. Sears coupons can be used at anything the department store carries on their online shop. This means you can save on tools, appliances, clothing, and home goods. Buy.com coupons are good on just about anything you can imagine, as this internet superstore contains millions of products. By using online coupons, shoppers can save big-time.
Cut Down On Impulse Buys
A lot of people's money is spent on impulse purchases, and a lot of these are unnecessary - that's why they are done on impulse. You can avoid these unnecessary expenditures a different few ways. First of all, have in mind things that you truly need versus things you want. If you see something that you think you need but really may only "want," give yourself at least 24 hours to think about it, or even a whole week. If you find that you still think you need it, then consider purchasing it. Also, don't give in to having the lowest monthly payment available. If your payment is exceedingly low, this means that you will be shelling out money for a really long time. Plus, the interest rate is usually higher because it is for a longer term.
By paying cash with eBillme's cash/debit program and reaping the benefits of their guarantees and numerous online coupons, as well as cutting down on impulse buys, shoppers can shop debt free and live more within their means.
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