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How To Get Insurance Without A Driver's License

How To Get Insurance Without A Driver's License

It is not uncommon for people to think that they cannot obtain insurance merely because they do not have a driver's license

. You can get insured and you will not necessarily have to pay any more than a person with a license pays. Insurance without a driver's license is not impossible!

If you are looking to get insured, expect to have to give up more information than normal. Companies are going to be looking into your driving history and social security number, among other things. You should always be correct about your personal information in order to get the best accurate price for you policy. When finding an insurance company to give you insurance without a drivers license, you might consider looking into a auto comparison website.

The best way to go about getting your new insurance is by calling the companies themselves. You will need to have your vehicle's information and a check credit card. A fax machine can help if you would like to get copies of your documents to the companies right away or if the person that you are dealing with specifically requests copies.

Once you have gained the insurance company's approval, you will need to find a licensed driver who is willing to put their name on the policy. This person doesn't get blamed or charged for anything that happens to the vehicle or the people that ride in it. A licensed driver's signature is required in all fifty states, by all DMVs.

When you meet with the insurance company, you will need to bring along the licensed driver's signature and date of birth. The company will then have you sign a release form. The form basically states that if you get into an accident and you are the one driving, the insurance is not responsible nor does it have to pay for any damages to you or the vehicle.

Getting car insurance when you have no license can be a hassle, but it is possible and it is definitely worthwhile if you are unable to drive, but still want a covered car. No matter your situation, you can get insurance and that's with the use of the Internet. You may find that insurances is a very important role to driving with security and being able to legally drive. We all need to have insurance and some people don't want to get auto insurance in their name even when they don't have a drivers license.

by: Lance Thorington
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How To Get Insurance Without A Driver's License