Getting A Good Deal On Oklahoma Insurance
Oklahoma insurance can be cheap, or it can be pricey
. It can be reliable, or it can be dodgy. It all depends on you, and how hard you're willing to look for more reliable, affordable coverage.
If you want the best for your dollar, and if you'd rather not spend too many dollars in the first place, then read on...
Go Through an Agency
Really, they're out to help you. Depending on a number of factors like your driving record, your age, your car, how far you drive to work and so on, you might get a deal that has you paying essentially chump change each month. You'll only land this deal by going through an agency. They look through all the insurance companies out there and find the guys who can give you the best rates.
This is what you want. And of course, it's free. The agency takes their cut out of the insurance provider's end, not out of yours. If you're wondering why they would set you up with a good deal, then, instead of having you paying an arm and a leg so they can boost their commission, well, first of all, there are laws to prevent that, and second of all, they would hurt their business by sticking it to you. They'd rather make a few bucks off of hundreds of customers than hundreds of bucks off of a couple of chumps.
Keep Your Record Clean
Just because you have insurance doesn't mean you need to make the most of it! Drive safe, under any circumstance. If you keep your record clean, you can keep your rates down.
Drive a Pre-Owned Car
If you don't want to get stuck with a bigger insurance bill, by a gently pre-owned model of whatever new car you've been eyeing. In most states, a new car means that full coverage is a requisite. If you don't have the money for that, save yourself some headaches with a gently used automobile.
Don't Skimp on Coverage
Look, if you know, for a fact, that you're a perfectly safe driver, if you know, for certain, that you simply WILL NOT cause an accident, if you've been driving for twenty years without a SINGLE incident, not one fender bender, not one dent in another person's car, then go ahead and get minimal coverage. On the other hand, if you can't read the future, you might want to get a few other options on there beyond the minimal, required by law coverage.
Then again, you want to get what you can afford. If you have the money for it, get all the coverage you can, if not, just get enough to keep you out of jail should you get pulled over.
by: Lance Thorington
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