Georgia Medical Insurance – There is a Money Saving Alternative
Georgia Medical Insurance There is a Money Saving Alternative
What do all businesses and families, when looking for Health Insurance, agree upon? It cost too much and deductibles and out of pocket insurance maximums are too high. What else can you say if the average Atlanta Health Insurance premium for a family of four is $400 to $500 just for a basic plan that has deductibles of $6000 to $10,000 and out of pocket maximums of another $6000 to $10,000 per family member.
If that same family wants a policy without the hefty deductibles and out of pocket maximums they are looking at $900 per month or more. Knowing this I would say Health Insurance Atlanta style has become unaffordable for too many.
Fortunately better health coverage options have been evolving such as, Medical Discount Plans. These plans have been around for years and initially offered only discounts for policy members when they used medical service providers in their network. Since then they have added impressive insurance backed benefits by "A" rated insurers.
Small business insurance quotes no longer have to give business owners heart attacks. Policy owners no longer have to fear their deductibles and out of pocket maximums will send them into bankruptcy.
Today's Medical Discount Plans have rich insurance backed benefits for hospitalization, intensive care, doctor and dentist visits, critical illness, accidental death and dismemberment, prescriptions, accident disability and accidental injury. Unlike traditional insurance these benefits pay out without deductibles saving members thousands of dollars.
One of the most important benefits and sometimes over looked is the Patient Advocacy Program (PAC). This program is staffed with trained and experienced negotiators that work with medical service providers to reduce medical expenses on behalf of the policy holder. They also work to locate and access all available saving programs that members may be eligible to participate in. The results have impressively saved members thousands of dollars and in many cases hundreds of thousands of dollars.
One of the leaders in this new market is American Workers Insurance Services. They serve 25 plus states and have been in business for over 15 years. Their service plans are smartly designed to fill several health coverage niches from supplemental to standalone plans. In their plans the only thing missing is the deductible.
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