Do's and Don'ts while Shopping online
Do's and Don'ts while Shopping online
Online shopping has become the first preference for all of us when need to buy something. We prefer to buy online rather than to go to the local mall, wander around in the midst of crowd, wait in the long queue for your turn to pay the bill, and end up with parking trouble at the end of it all. But, when it comes to online shopping, whether you are actually buying, just browsing or comparing prices and products its fun, fast and easy. The only part that you need to pay attention to is the security measures while making the purchases and funds transactions. If one is careful and uses a few smart shopping tips and security tools, then shopping online can be just as safe as shopping at the mall.
There are certain "Do's" and some "Don'ts" when it comes to online shopping and making monetary transactions. These "Do's" and "Don'ts" should be kept in mind while making purchases using coupon codes, promo codes and several sites offering online cash back and rebates. These Do's and Don'ts are:
Do:
1. Basic Groundwork: If you're shopping on a website for the first time, then take a moment to read about the website. Before clicking on buy, read the terms and conditions that are given in small letters before purchase and transactions happen. If you are using coupon codes, promo codes or cash back, then you should be more careful in reading the conditions.
2. Prefer to Pay by Credit card: Online payment services offer some protection as well. While making your online payments you should always give your credit card first preference as it increases the degree of security. And even if your Credit card is misused or stolen, the law will facilitate in reducing your financial liability to a minimum.
3. Prefer to Buy from an Encrypted website: An encrypted website secures your fund transfers by coding your personal information.
4. Read Policies before purchase: It is a good habit to read terms and conditions and website policies before making any online purchase. A secured and trusted website always disclaims their policies in direct and obvious words. Never jump to buy the products without reading policies of the website seller.
5. Use Latest Computer security tools: Your computer system should always be equipped with the latest antivirus and security tools that effectively prevent malware and spy ware from damaging your computers.
6. Always check your bill statements for purchases made: Last but not the least always check your credit card statement for that month to reconfirm the amount you paid for the online purchase.
Don't:
1. Buy from spammers: Be alert to those e mails that give you instant cash back and discounts on providing Credit card information. They are generally spammers and scammers looking for a quick buck. It's always a risky deal.
2. Pay by debit card, cash, or wire transfer: Try to avoid paying from Debit card or cash until and unless it is inevitable. As it would directly take funds from your bank account and there is no liability of the bank if fraud occurs.
3. Buy from uncertified websites: your personal and financial information should not be at risk at any point. Don't compromise & buy from uncertified websites where hackers are waiting to track your information to deceive you.
4. Buy from a web site that you're not comfortable with: If it looks too good to be true, it probably is. At any time you don't feel comfortable buying from the website, abort the process right there. Sometime intuition is more reliable then what we see.
5. Forget to scrutinize your new purchase on delivery: As soon as you receive your order check it completely and if you find any defect communicate to your seller immediately for replacements or refunds.
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