Do Not Get Caught Sleeping Behind The Wheel- Accident Insurance
Do Not Get Caught Sleeping Behind The Wheel- Accident Insurance
The scene of a car accident is always filled with emotions of tension, anger, worry, and in the worst cases grief. The shock that one experiences as a result of an accident can incapacitate once ability to think logically about the steps one need to take to gather all the information needed to settle an insurance claim, or to gather enough evidence to use in a court of law. Accident insurance is ones safety net, should one incur damages to oneself, the car, of a third party. But most times the other person involved in the accident may not have accident insurance, which means that they have to pay the damages themselves if they were at fault. This settling of this situation many times takes place in court, and if there is not enough evidence you might not receive all the money due to you.
Accident insurance is not an obligation by South Africa law, so when an accident does occur it usually means that the financial implications can run into thousands upon thousands. Taking out accident insurance ensures that for a minimal amount of money every month, you can have peace of mind knowing that the financial implications won't be that great. The purpose of this article however is, to inform you of what you need to do in the event of an accident so that you won't have any problems when it comes to claim, or when in court. Get prepared in case of an accident so that you are not caught sleeping behind the wheel.
Let us start with the basics; Make sure that you have a working pen and piece of pad paper ready in the cubbyhole. It is important that you take the details of the other person such as; name, surname, telephone number, email address and also the registration number. Also if there are any eye witnesses on the scene, it is also important to get their information- in case the case goes to court.
Visual representations are the best evidence at the scene of the crime- take pictures! If you have a digital camera at hand to take pictures all the better, but if not your mobile phone camera will work just fine. Take pictures of the damages to your car, the other persons car, skid marks on the road, damaged walls or poles, even a picture of the other driver- whatever you can to get as much evidence as possible. This way insurance companies cannot deny responsibility to pay out a claim. It is also needed in a court if there are any disagreements as to how the accident happened.
Also keep your insurance papers in your car so that you can present them to whoever may need them. In fact try and keep your note pad, pen and insurance papers all together in a bag or sleeve. This will save you the hassle of having to hunt for things.
Ok, so we all know that once an accident has happened there is nothing much that you can after the effect, other than make sure that the responsible person pays for the damages and that, your insurance pays out your claim. Accident insurance ensures that you are covered in the case of an accident, but it is also important that you write down enough information and take pictures to prove your case should you need to settle your claim or settle the case in court. Personal Accident Injury The Process Of Making Accident Injury Claims Online Carling Cup Live West Ham Utd Vs Birmingham City Stream Online Football Tv Coverage West Ham Utd Vs Birmingham City (carling Cup) Live Stream Online Football Tv Coverage Motorcycle Accidents and Motorcycle Insurance Car Accident: What Are The Necessary Steps Need To Take Things To Contemplate When Buying A Cheap Semi Auto Paintball markers Car Accident Lawyer Making the Hassles Easier After Accidents Car accident claims..."What to do" What You Should Know When Hiring an Auto Accident Attorney What Are The Grounds For An Increase In Accident Impact Insurance Rate Personal Injury Lawyers For Truck Accident Victims In St. Paul Mn Requirements of Proving Fault in Automobile Accident Cases