Do I Have To Insure My Shipment?
Remember that you always want to have all of your insurance needs sorted out well
before you actually allow the courier company to pick up your package. You need to discuss with your San Francisco courier service what kinds of coverage they provide, and in what amounts so that you understand what kind of coverage that you have on your shipment. You should always look into this so that you make sure that you are adequately protected before a courier is allowed to actually take possession of your shipment.A courier company is always going to have some insurance on your goods, so there is a good chance that in most cases you're not going to have to worry about buying any insurance. Sometimes they will have an option for you to opt out of the insurance policy which they include if you provide proof of your own insurance for shipping, which is one option that people sometimes use. In other situations, you may find their coverage to be inadequate, so you may decide to purchase additional insurance.
Usually the varieties of things which are covered by courier insurance are more than comprehensive enough. There are of course a variety of ways that a package could become damaged while in transit. It could easily be damaged by water from a leaky package or rain, could be lost, delivered incorrectly, stolen, or damaged in an accident. All of these situations will usually be covered by courier insurance.
If you're shipping something that is worth a lot of money, you should always find out exactly how much coverage is included in the insurance policy that your courier company has in place. There is always going to be a maximum claim amount, and this number is what most commonly prompts people into purchasing their own insurance on a courier shipment.
People that ship high value goods will often find that the coverage provided by the courier company isn't enough to cover the value of their goods. This is when you would purchase additional insurance. The reason this number is often low is because the courier companies are going to have to pay more for their insurance the higher coverage that they provide their customers. They may find that by basing the amount of coverage they want to carry on the average value of their packages that they can help keep costs down. This is ideal for everyone except those shipping very high value goods.
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