Connecticut Car Insurance Rates - Tips To Reduce Your Premium
Connecticut Car Insurance Rates - Tips To Reduce Your Premium
Connecticut car insurance rates don't have to be expensive. Many drivers in the state pay low auto insurance rates, and there's no reason you shouldn't be one of them! There are many available auto discounts in Connecticut and you may be eligible for many of them.
Multi-Car Discount- Most Connecticut auto insurance companies will lower your premium if you include more than one car on the policy. The rate reduction will vary between 5% and 15% and typically applies to all vehicles. It is possible you may lose the discount if you go back to insuring just one vehicle.
Good-Student Discount- Adding a youthful driver to your policy will, of course, increase the ratesometimes substantially. However, all major Connecticut car insurers offer a discount if your child meets their "good student" guidelines. Typically, a "B" average will qualify for the discount which could potentially reduce the premium by hundreds of dollars each year. If you have more than one driving teenager, the discount will increase.
Low-Mileage Discount- Naturally, if you don't drive your car very many miles, your chances of having an accident are diminished. For this reason, discounts are usually available if you drive less than a stated number of miles predetermined by the insurance company. That amount can vary between 2,500 and 10,000 and the discount is usually between 5% and 25%.
Multi-Policy Discount- Your Connecticut auto insurance may reduce if you have other in-force insurance contracts with the same company. Usually, a discount applies if you have homeowner's and auto policies with the same carrier. The discount is generally between 5% and 20%. Other types of insurance that may generate a discount are life, health and disability. It's always best to check with the company to determine your eligibility for the discount.
Higher-Deductible Discount- Raising your collision (and possibly comprehensive) deductible will reduce your rate. If you have newer cars and currently carry low deductibles, the savings could be substantial. While you would pay a higher out-of-pocket cost if you have an at-fault accident, the savings each year should easily offset the occasional claim.
Defensive Driver Discount- Completing a Connecticut state-approved defensive driving course will lower your rate with selected carriers. Your broker will inform you which companies offer the discount.
55 And Retired Discount- Often as much a 10%-15%, this discount is easy to prove and one that you don't want to miss. Almost every company offers a form of this discount.
Accident-Free Discount- Perhaps the most obvious of the available discounts but worth mentioning. Quite simply, if you drive 3-5 years without an accident, your Connecticut car insurance rate will reduce.
Check your policy to see if you qualify for any of these discounts. You may be surprised to learn how much money you can save. Information And Its Effect On Car Insurance Quotes Guidelines On How To Undertake A Car Insurance Comparison Reducing Your Car Insurance Coverage Rates Find Out The Best Automobile Reviews Online How might driving a Vauxhall directly affect your insurance costs? Why Do Some Autistic Children Do Self-injury And Self-harm To Themselves? What You Need To Know About Car Insurance Covers The Right Marketing Platform For Automotive Buy Leads Auto Insurance Estimate - Which One To Choose Car Insurance Car Insurance Raleigh Affordable Car Insurance Top car insurance raleigh