Choosing Pet Insurance For Older Cats
It's a sad fact of life, but just like humans
, pets grow older. And as pets grow older, just like humans, a number of additional health problems can begin to crop up. Unfortunately it's at this time that many pet insurance companies decide to throw in the towel and put a stop to your pet's insurance cover.But don't worry. Although most pet insurance companies do limit the maximum age they will insure pets, there are a few companies who will insure pets regardless of age. In the UK, this typically applies for cats, dogs and horses.
Choosing an insurance policy for an older cat therefore is something that most cat owners will have to go through, unless they're lucky enough to have already opted for a company which insures older cats.
The first thing to look for in a policy is veterinary bills treatment. This is the main reason for purchasing pet insurance, particularly for older pets. Veterinary bills treatment will cover your pet veterinary bill costs up to a fixed amount, usually on an annual basis.
Most pet insurance companies will have different ways of calculating how much they will pay out to pet owners. Some will simply offer a fixed amount per year, while others will offer a fixed amount per condition. Finding the one that's right for you takes a little bit of comparing and research, but considering the potential savings it's worth spending a little bit of time on it.
Advertising & Reward is another important element of a senior cat insurance policy. Should your cat be lost or stolen, advertising and reward will cover the costs (up to a fixed amount) you incur in trying to recover your cat.
Emergency boarding is a common element in most pet insurance policies. Essentially emergency boarding ensures your cat is put up in a cattery or cat friendly hotel should you suddenly be unable to take care of your pet, for example if you need to go into hospital. This element of a pet insurance policy is typically extremely popular with elderly or disabled pet owners.
Although not essential, and nowhere near as important as the other elements of a pet insurance policy, an online discount is another factor to look out for when purchasing pet insurance. Many companies will offer a discount for purchasing online and if you're happy to buy online, then it's worth taking advantage of this. Of course, this shouldn't mean for opting for one pet insurance policy simply because it offers a better discount, but it can be an easy way to decide between two competing pet insurance policies.
Choosing Pet Insurance For Older Cats
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